This study on default analyzes 17,036 undergraduate borrowers who attended the University of South Florida (USF), and who entered repayment on Federal Family Education Loan Program (FFELP) loans during federal fiscal years 1999, 2000, 2001, and 2002. Of the 17,036 USF undergraduate borrowers, 766 defaulted (4.5 percent). The report employs a…

The Americans with Disabilities Act affects administration of college student financial aid in areas such as need analysis, determination of satisfactory academic progress, enrollment status, and loan cancellation. Compliance requires an understanding of the definitions of disability, reasonable accommodation, academic progress, and enrollment…

Three methods of integrating family/student financial contributions into the financing of higher education in a number of European countries are described, and advantages and disadvantages, to student and government, are discussed. The plan recommended as most equitable and cost-effective would be an income-contingent plan for distributing student…

As student loan indebtedness has more than doubled in the past decade, it has become important to examine the effects of undergraduate debt on graduate school attendance. The significant increase in student borrowing can be attributed primarily to the passage of the Higher Education Amendments of 1992, which increased federal student loan limits…

This publication reports on the activities of the Oregon State Scholarship Commission (OSSC) and the status of the programs it oversees during the two-year period from July 1, 1993 through June 30, 1995. A brief report from the executive director reviews the period's substantial reductions in state funds and rapid growth in private award programs.…

The failure of students to repay federally insured loans has led to an increased emphasis on default prevention and threatens institutions with high default rates with exclusion from federal student aid programs. Prior studies of default prevention using theoretical constructs based on economics, sociology, and psychology have yielded mixed…

This document presents tetimony and prepared statements concerning three pieces of legislation which seek to increase early intervention and outreach activities designed to inform students and their families about postsecondary education and student financial assistance options. The legislation provides for technical assistance to guidance…

There are cries for institutions of higher education to control ambition, contain costs, constrain tuition increases, and make the curriculum more responsive to societal needs. Due to competition in other areas for public monies, it would seem that public funding for higher education must remain limited. However, economic growth, national…

The need to recruit more minority teachers for urban schools is acute. Although enrollment in teacher preparation programs has increased, few of these future teachers intend to teach in urban schools where they are most needed. Ninety-five percent of prospective secondary school teachers come from suburban, rural, or small town backgrounds, and…

More than $25 billion in financial aid in 1988 is awarded annually to students attending postsecondary education. The aid covers about the same percentage of college costs that it did in 1970, but the impact of veterans' education benefits and social security benefits is no longer significant, and loans now make up one-half the total aid, having…

Since 1978, when the Middle Income Student Assistance Act was passed, federal, state, and institutional student financial aid developments have consistently expanded programs, eligibility, and benefits for students from middle and affluent family income backgrounds. Poverty-level students have experienced substantial declines in gift aid and…

The report presents recommendations of Maine's Task Force on Postsecondary Education Funding, which examined the effectiveness of existing postsecondary financial aid programs serving Maine students and identified ways to ensure that costs of postsecondary education are affordable for aspiring and qualified students. After a statement of financial…

Trends in expenses, financial assistance, and indebtedness for students studying health professions and the effects of financial considerations on career choice were examined. The objective was to determine financial disincentives to graduates of health professions schools that affect their choice of practice specialty or their decision to…

Hearings on reauthorization of the Higher Education Act that were held in Burlington, Vermont, in 1986 are presented. Included is Vermont's unified position concerning the relative merits of House and Senate versions of the Higher Education Act. In Vermont, a special committee composed of representatives from all sectors of higher education…

This handbook of sources of financial aid for postsecondary education provides information on the following topics: (1) introduction (general information for the student, planning for the future, and a "do list" for parents and students); (2) American Legion educational aids (a detailed table of data on financial assistance offered by…