California's participation in Guaranteed Student Loan (GSL) programs are examined. Attention is directed to: the history of federal involvement in student loan programs; California's past and current involvement in federal programs; a profile of California student borrowers; and increasingly high levels of student debt and default rates under the…

The nature and extent of misreporting by applicants for the Basic Educational Opportunity Grant program was investigated. Types of potential program abuse were assessed, along with the accuracy of income estimates that students make on Supplemental Basic Grant applications, which are the basis for determining a student's eligibility. Attention was…

The 1978-1979 pre-award institution validation process for the Basic Educational Opportunity Grant (BEOG) program was studied, based on applicant and grant recipient files as of the end of February 1979. The objective was to assess the impact of the validation process on the proper award of BEOGs, and to determine whether the criteria for…

The purpose of this handbook is to assist counselors who are helping students apply for federal financial aid in the 1980-81 award period. Since most students seeking federal aid should begin by applying for a Basic Educational Opportunity Grant, that program is covered in more detail than the others. Chapter One offers an overview of the six…

This empirical study examined postsecondary-student attitudes and preferences regarding five discrete student loan plans and loan plan features. Questions addressed dealth with debt ceilings, loan repayment time span and percentage of annual income, and alteration of repayment plan choices. A random sample of 218 federal aid recipients was used.…

A large survey of postsecondary students in California was used to test the sensitivity of alternate definitions of the independent student population on the number and proportion of independent students, to trace the cost implications of these alternate definitions, and to offer conclusions about the effects of these definitional changes. (MLW)

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who…

This document delineates an evaluation framework developed for the Commonwealth Scholarship and Fellowship Plan (CSFP) of Great Britain. Three separate instruments were recommended: (1) a report that describes the plan, highlights the past year's activity, and summarizes important data; (2) a triennial report that incorporates a modified version…

In order to assess the adequacy of the standardized budgets used by the Financial Aid Office at Iowa State University, they were compared with the self-reported budgets of a selected group of student aid recipients. Instructional and noninstructional expenses, state residency, marital status, and dependency status were considered. (JMD)

Students and parents need ample time and accurate information to prepare for the financial burden of a college education--those who lack this knowledge base face a significant access barrier to higher education. The early intervention community is calling for a method of delivering age-appropriate information in a timely manner as one means of…

Getting ready for college is a process--one that starts as soon as one enters high school. It has many steps and many deadlines. The good news: There are resources to help you stay organized. Talk to your college advisor, and use the resources in this guide to get information and to identify test dates and other important deadlines. Make your…

Although many independent schools are seeing a diversification in their student bodies, existing structures, such as financial aid awards, have not been modified. In addition, many financial-aid managers in independent schools have 0-5 years of experience in student financial aid. This handbook profiles the overall step-by-step process for…

This resource book is designed to help parents help their children with the process of making decisions about college. It claims to help parents to: set high expectations for their children's future; know what college options are available; plan their finances with college in mind; and know what financial assistance may be available. These topics…

This document is a Spanish translation of a resource book designed to help parents help their children with the process of making decisions about college. Its purpose is to help parents to: set high expectations for their children's future; know what college options are available; plan their finances with college in mind; and know what financial…

This collection of 15 essays by policy analysts and higher education specialists examines student financial aid, how policy and practice have changed, how student costs at U.S. colleges and universities are currently being met, and why and how enhancements to current programs would make the system more equitable. Following an introduction by D.…