Issues concerning college student loans are addressed in 10 chapters written by educators, guarantee agency administrators, and government officials. Topics include: loan repayment, the impact of loans on access, loan programs in five industrialized nations, and the Guaranteed Student Loan program and other sources of financial aid. Chapter titles…

The question of whether the availability of need-based student financial aid reduces the applicant families' incentives to save and work was assessed. Changes in the need-based aid system are also suggested. Need-based aid systems compute a family's ability to pay for college from information on the family's income and assets at the time a student…

An evaluation model for the student aid delivery system is described, and extensive tables that make up the model are presented. The model can be used to evaluate the effects of specific activities and subsystems of the delivery system for major participants, as well as to estimate the likely effects of activity changes. A conceptual model for…

The financial aid allocation power structure emerging in recent years has created a new freedom of choice for aid petitioners, but differing purposes and goals of aid sources will only complicate the existing diversification and competition in higher education. The principal issue is still availability of aid for future students. (MSE)

A study at Iona College (New York) analyzed the impact of demographic, socioeconomic, and financial factors on the enrollment behavior of accepted college applicants. The data base consisted of observations on accepted applicants to the college for the 1991-92, 1993-94, and 1995-96 academic years and included 2,198, 2,553, and 2,353 students…

This workshop trains high school counselors to provide training that introduces high school students to the Free Application for Federal Student Aid (FAFSA). The participant guide provides a workbook for high school counselors to use during the workshop. Contents of the sessions are (1) "Introduction"; (2) "Completing the FAFSA"; (3) "Getting the…

Analysis was made of financial aid to postsecondary vocational education students, using data from two primary sources, the National Postsecondary Student Aid Study (1986) and High School and Beyond (1980-84). The study found that most financial aid subsidizes students in four-year institutions. However, two-year public schools, which account for…

This guide is for parents of students in Missouri who are planning further education or training after high school. After a letter of introduction to parents from the Missouri Commissioner of Education and a brief overview of the importance of planning for advanced education, it provides checklists of planning activities for students during 9th…

Results of evaluating the Financial Aid for Colleges and Technical Schools (FACTS) Program are presented, along with recommendations for the program. The program placed college work/study students in New York City public high schools to help high school students complete financial aid applications for postsecondary education. In 1985-1986, more…

In 1984, the California State Legislature enacted a mandatory enrollment fee and a new student financial aid program for California's community colleges. In 1986, a study was conducted to assess the fee's impact on student enrollments; ethnic and income distributions of students; distributions of full- and part-time students; changes in staffing…

Guidelines for a student financial counseling and debt management program from high school through graduate school are provided. A brief history on government aid for postsecondary education and student loan default is included. Publications and other ways that can help students make career decisions are identified. A plan for meeting tuition,…

Student financial aid is a major education industry. Three papers by educational professionals are presented as points of comparison. "Student Financial Aid Policies and Programs in Texas and California: A Comparison" (Stephen Janes) states that Texas and California have much in common; demographics in the two states are not radically…

A step-by-step guide to paying for college is presented that tells how and where to apply for financial aid, lists expenses at 3,200 schools and colleges, and shows how to estimate financial need. The book also describes how a student can manage money more effectively in order to live on a limited budget; tells how some students and families…

The effects of the current system for delivering federal financial assistance to students under the Pell Grant, Guaranteed Student Loan (GSL), and campus-based programs are analyzed. Information is included on the use of the assessment model, which combines program evaluation, systems research, and policy analysis methodologies.…

Specifications of the current delivery systems of the Pell Grant program, the Guaranteed Student Loan (GSL) program, and campus-based aid programs are provided. The relationship between features of the programs and delivery systems is also examined. The campus-based programs include the Supplemental Educational Opportunity Grant (SEOG) Program,…