This booklet provides advice to widows and widowers on dealing with their spouse's death based on the experiences of others. The stages of bereavement and mourning are discussed, focusing on giving oneself permission to mourn. The most urgent financial and legal decisions a widow or widower is faced with are listed and discussed. These include…

The effects of government transfer programs such as unemployment insurance and welfare assistance on strikes were studied by analyzing state-level data on strike frequency from 1960 through 1974. Effects were estimated by using ordinary least squares regression, supplementing traditional models of strike activity with measures of transfer program…

Statewide efforts by the California Department of Alcohol and Drug Programs to secure third-party payments for nonhospital alcoholism services gradually dissolved due to changes in political administration and overall priorities. San Mateo County, however, served as a demonstration county for the effort and has continued to explore third-party…

One alternative to the insurance crisis faced by school districts is self-insurance, either through pooling or capital market funding. After a brief discussion of the insurance issue, research and literature dealing specifically with self-insurance through pooling and capital market funding are described. Finally, an assesment is made of the…

This manual focuses on the promotion of good risk management practices. The first of four sections presents an overview of risk management in terms of risk management concepts and avoiding, transferring, controlling, and financing risk. Second, the manual present methods for identifying and assessing risk. The third section discusses different…

This report is one of a series by the General Accounting Office that summarizes major policy, management, and program issues facing agency heads in the Bush administration. Many concerns have been identified, some new, others long-standing. This report on the Department of Agriculture describes concerns about the following six issues: (1)…

This document provides witness testimony and prepared statements from the Congressional hearing called to investigate the cost of long-term care for the chronically ill and disabled. The merits of a public-private initiative on long-term care insurance are considered by the witnesses, who include a woman struggling to care for herself and her son,…

This fastback presents some basic legal gidelines for teachers, which if observed will minimize the possibility of lawsuits resulting from incidents occurring in school settings. The following topics are covered: (1) basic legal terminology; (2) reporting child abuse; (3) self-defense; (4) possession and use of controlled substances; (5)…

Arguing that complete, reliable, up-to-date system documentation is critical for every data processing environment, this paper on computer disaster recovery planning begins by discussing the importance of such documentation both for recovering from a systems crash, and for system maintenance and enhancement. The various components of system…

This document contains witness testimonies and prepared statements from the Congressional hearing called to examine the rise in health care costs and its effect on retirees' health benefits. Opening statements are provided from committee members. The retiree's perspective is given by a retiree and a granddaughter of a retiree who have had their…

Author considered how schools can cut the cost of insurance in almost all areas without endangering their continued existence. (Author/RK)

The second revision of this handbook was developed as a practical tool for insurance management for school administrators. The question-and-answer format has been used to enable the busy school administrator to quickly locate and identify his immediate area of concern. The insurance areas discussed are: insurance on real and personal property…

The dissertation explores criteria for evaluating the performance of trigger mechanisms for determining extended benefit payment periods. A review of the current law is made as well as a brief summary of legislation leading to its passage. A quantitative model using concepts from the Theory of Markov Chains is established which meets established…

In the last decade, the number of people receiving Teachers Insurance Annuity Association-College Retirement Equities Fund (TIAA-CREF) retirement income has more than doubled, rising from 16,700 in 1963 to nearly 37,500 in 1972. Under these circumstances questions arise as to what changes, if any, educational institutions and TIAA-CREF might…

This report contains information on 1,074 school systems that supplied usable data to the Educational Research Service, Inc. national survey of fringe benefits. The system-by-system listing includes data from 541 districts, the remaining 533 preferred to remain anonymous. The first section of the system-by-system listing is concerned mainly with…