This article addresses the issue of national health care. Neither Medicare nor Medicaid equitably meet the health needs of the entire population. The author suggests criteria which must be met by a national health program if it is to eliminate inequalities in costs, access to services and quality of care. (GC)

Discusses such aspects of transportation as insurance costs, equipment, and driver/attendant training. (IRT)

Outlines techniques for eliminating risk exposures to help schools curtail extra financial expenses resulting from theft and vandalism losses through a well developed risk management policy. (MD)

Asbestos removal is costly and many contractors have difficulty in obtaining insurance coverage. Presents a case for self insuring if contractors perform the removal work in compliance with state and federal regulations. Includes a reference list. (MD)

One of the major issues about college retirement programs is that of investment options and transferability of TIAA and/or CREF funds to alternative funds. Basic principles to be considered by college trustees involved in review or revision of their institution's pension plan are discussed. (MLW)

Offers updated summaries on the following child care issues: (1) gap between the rich and poor families in the U.S. is widening; (2) opinion polls documenting high level of public support for child care; (3) the "rebirth of the National Association for Child Care Management (NACCM); (4) the liability insurance crunch for day care centers is…

Recommendations are made on how communities can cope with the high cost of liability insurance imposed on recreational facilities. Suggestions are also made on maintaining high safety standards at parks, swimming pools, and playgrounds. (JD)

Considers impoverishment as a consequence of continuous institutionalization in a nursing home to be a public policy problem and the plight for any older Americans. Discusses one form of long-term care (LTC) insurance, the continuing care retirement community or life care community, and contrasts this small LTC self-insurance group with two other…

Examines research on short-time compensation programs undertaken in response to Section 194 of the Tax Equity and Fiscal Responsibility Act of 1982. Focuses primarily on the behavior of employers in California, Arizona, and Oregon during mid-1982 to mid-1984. Discusses work sharing versus layoff, unemployment insurance trust fund, and program…

The parent of a child with cerebral palsy offers guidelines for obtaining money through insurance to purchase major communication and mobility aids. (CL)

Studies of growing negligence litigation against school districts demonstrate that all school personnel should become knowledgeable about basic legal tenets. Inspection of facilities and grounds should be a daily responsibility, as well as care of employees and adults present on school premises. (CJH)

Outlines specific ways for schools to react to insurance premium increases and new coverage restrictions. Suggests such options as buying less insurance, considering larger retentions,and starting pooling programs, and discusses other non-traditional approaches to conventional insurance programs. (MD)

If school boards do not forbid an overseas trip by students and teachers, they should formally approve the trip, check the school insurance policy, and--if necessary--buy an insurance rider to meet the legal responsibility they would face in court should there be a mishap. (MLF)

Financial planning attitudes start early. Schools can help by introducing elements at each grade level. Courses should include obtaining financial resources, spending plans, borrowing, saving, investing, insurance, and taxpaying. (MD)

To obtain the best student accident insurance coverage for the least cost, programs offered by various companies should be compared on the bases of coverage limits for specific injuries, injuries not covered or only partially covered, whether students are overinsured or underinsured, and premium costs. (MLF)