Examines inequalities in availability of employer-based health insurance due to differences in formal educational attainment, using a sample of 7762 fully employed adult respondents in the 1987 National Medical Expenditure Survey. Fully employed individuals with higher formal education levels are more likely to have insurance. Ameliorative…

A study identified and compared spending patterns of 3 groups: (1) Medicaid recipients (n=2,262); (2) insured families (n=621); and (3) uninsured families (n=654). A higher proportion of Medicaid families' members are covered; insured families spend a larger proportion of total expenditures for health care and less for food, apparel, and services.…

Student health insurance experiences the same inflationary trends as employee benefits, but is rarely viewed as a significant direct cost to an institution, nor is the bill as high as the costs associated with employee health plans. Several long-term solutions and strategies that could help colleges to contain the ever-escalating cost of providing…

In order to be competitive in today's world, it is necessary for North Carolina to have a well-educated workforce. Quality schools, including effective leadership, excellent teachers, and improved academic standards and rigor, are a significant factor in these endeavors. However, good schooling starts well before a student ever steps foot into a…

Purpose: We examined the relationship between the quality indicator for decline in activities of daily living (ADL) and the use of the Minimum Data Set (MDS) for determining Medicaid skilled nursing facility reimbursement. Design and Methods: We conducted a cross-sectional analysis using the 2004 National MDS Facility Quality Indicator reports as…

Purpose: The Veterans Affairs or VA health care system is in the process of significantly expanding home health care (HOC) nationwide. We describe VA HHC use in 2003 for all VA HHC users from 2002; we examine whether VA utilization across a broad spectrum of services differed for a sample of VA HHC users and their propensity-score-matched…

As the population of older Americans rapidly increases and the costs of institutional health care rise, there is much concern about how to satisfy the future care needs of older Americans. As these demographic and socioeconomic trends are coupled with limitations on federal funds for public health care programs, policymakers are focusing on…

Context: The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) created prescription drug coverage for Medicare beneficiaries through a new Part D program, the single largest addition to Medicare since its creation in 1965. Prior to program implementation in January 2006, concerns had been voiced as to how independent…

Fire protection is one of the most important considerations in the construction and operation of industrial plants and commercial buildings. Fire insurance rates are determined by fire probability factors, such as the type of construction, ease of transporting personnel, and the quality and quantity of fire protection equipment available. Because…

This research reports the initial findings of a statewide study that looks at health, insurance, and access to health care among families leaving Temporary Assistance to Needy Families (TANF) for work. Most national and state-level evaluation projects focus primarily on the employment characteristics of TANF leavers and pay little or no attention…

A wide range of fringe benefit practices offered to superintendents are summarized in this report. Based on a national panel sample stratified by enrollment size, results are reported separately according to four enrollment groupings by size, per pupil expenditure, and geographic region. Data on leave policies, insurance coverage, retirement…

This manual is intended to accompany technical assistance efforts aimed at improving selected states' home health care programs for children with chronic illness and severe disability. Summary descriptions of funding sources are presented, including purpose, eligibility guidelines, and services covered, as well as additional information as…

Standardized information on expenditures by 605 colleges and universities on employee benefits for 1979 are provided. This benefit cost survey offers two principal measurements of college expenditures for each included benefits category: expenditures as a percentage of total gross payroll and expenditures as dollars per employee per year.…

The structure of the insurance industry, its employment figures, and factors influencing such employment are analyzed in this study. Regional assessment of the insurance companies' progress toward equal employment was inconclusive due to many variables, although it was indicated that companies in the Eastern region of the country are by far the…

In the five years leading up to 2002 there were many significant changes in the insurance industry in Australia that brought about a range of training needs. These training needs arose from matters as diverse as mergers, increased competition, corporate failures, and legislative changes. This study includes findings from a survey of the insurance…