An interdisciplinary course to be offered in grade 12 to serve as a capstone to the efforts of social studies, business education, home economics, health education, and industrial arts, in preparing citizens to be wise consumers, was developed by a team of teacher consultants and curriculum specialists. The materials were tested and revised after…

A summary of the final report analyzing the Federal Bonding Program includes an overview, historical summary and analysis, summary of findings, conclusions, and recommendations. The bonding program provides fidelity bonding for individuals who are normally excluded from insurance policy bonding, including ex-offenders, enabling them to work at…

This detailed report and analysis of school bus transportation in Indiana is divided into the following topics: transportation policies; bus utilization; the bus driver and his terms of employment; bus ownership; insurance, storage, maintenance, and fuel costs; bus ownership and costs; and the transportation director. A strong case is made for…

This study, an interim assessment, has attempted to understand the role of the Federal-State public employment service as a job search intermediary for insured unemployed workers. The conceptual role, the actual role, and claimant responsiveness to role change have been studied of three selected local offices in providing job search services to…

School districts, school employees, bus companies contracted by districts, and bus company employees could be involved in court litigation over student injury and student civil rights related to school bus transportation. Civil rights insurance should be added to general liability insurance and motor vehicle liability insurance. Students must be…

This document is a study of teacher retirement systems of the United States. It also deals with the problems of improved management, particularly of how funds might be invested to increase benefits or reduce the required contributions. It sets up a hypothetically ideal pattern for the investment portfolio of typical State pension fund on the basis…

Acceptance of a board position in a social service agency has always brought with it potential personal liability. However, private nonprofit agencies themselves are now losing their special status with regard to liability for legal damages. This trend has profound consequences for volunteers and regular staff alike. (Author)

A study of college students' money management knowledge examined student understanding of credit cards, insurance, personal loans, recordkeeping, and overall financial management. Student characteristics associated with differences in knowledge level were identifed. (MSE)

Significant improvements in general health and health care services in the U.S. are noted, although many have been obscured by worsening environmental conditions. Remaining problems due to inflation and distribution of physicians are discussed briefly, along with governmental policy and national health insurance. (LBH)

The mission of the Children's Defense Fund Action Council is to "Leave No Child Behind," to do what is necessary to meet the needs of children and their parents, and to ensure a healthy, safe, fair, and moral start in life for all children. This guide examines the negative impact of the George W. Bush administration's budget and policy…

Hurricane Katrina hit the Gulf Coast of the United States on August 29, 2005, and triggered one of the most devastating natural disasters in the history of the nation. New Orleans, in particular, and the schools that served the community's children, suffered severe storm damage and massive flooding. Central to the city's strategy of getting back…

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who…

These two newsletter issues recount activities of Voices for Illinois Children to ensure that basic needs of children, families, and communities are met. The summer issue notes various bills in progress in the Illinois House, and looks at the lack of health insurance affecting more than 300,000 Illinois children. Child advocacy efforts are also…

This report assesses how the loss of Medicaid coverage following welfare reform has influenced changes in health care systems for immigrants in four urban areas: Los Angeles, California; New York, New York; Houston, Texas; and Miami, Florida. Survey data indicate that over half of low-income immigrants were uninsured in 1998, a level roughly…

This volume is part one of a three-part report of the Educational Research Service (ERS) "National Survey of Fringe Benefits in Public Schools." Data were derived from a 2-part questionnaire that was mailed to 1,918 United States public school systems. A total of 810 school systems responded, creating a 42 percent response rate. Information is…