In response to a request by Senator John Melcher of the United States Senate Special Committee on Aging, the General Accounting Office (GAO) reviewed legislative proposals designed to protect Medicare enrollees from the financial hardships that often accompany catastrophic illness. The GAO originally examined six legislative proposals introduced…

This document presents witnesses' testimonies and prepared statements from the Senate hearing called to examine coverage of prescription drugs and mental health services under the Medicare program and to consider the feasibility of various options for including coverage of these items and services under Medicare. The prescription drug coverage…

This report presents Wisconsin state legislation on long-term care insurance. Part I summarizes key provisions of six 1987 assembly bills concerned with long-term care insurance. Part II describes activities of the Wisconsin State Legislative Council's Special Committee on Long-Term Health Care Insurance. Part III provides background information…

This study examines the patterns of health service use among Rhode Island's Southeast Asian refugees, using Medicaid/Refugee Medical Assistance data. It was found that this group has a lower rate of health service utilization than the general Rhode Island population. Following the 3-month initial resettlement period during which mandatory health…

This fact sheet on state laws governing the independent practice and reimbursement of services for clinical social workers contains information from questionnaires sent to the state agencies responsible for health insurance regulations and Medicaid and licensing activities. Information on Ohio, the only state which did not respond, is not…

Proposes a national student group life insurance program be established under federal auspices. The insurance coverage would vary with the cost of the college attended and with the student's need for assistance. (Author/PG)

ESTIMATES OF GROUP HEALTH INSURANCE COVERAGE BY INDUSTRY INDICATE THAT EXTENDED PROTECTION DURING LAYOFF IS GUARANTEED TO NO MORE THAN A TENTH OF THE APPROXIMATELY 50 MILLION WORKERS COVERED BY GROUP HEALTH INSURANCE PLANS. THIS COVERAGE HAS LARGELY DEVELOPED DURING THE PAST 15 YEARS. FRAGMENTARY DATA SUGGEST THAT INCREASED COST ATTRIBUTABLE TO…

A COMPARISON OF FIRE INSURANCE COSTS OF WOOD, MASONRY, STEEL AND CONCRETE STRUCTURES SHOWS FIRE INSURANCE PREMIMUMS ON WOOD STRUCTURES TEND TO BE HIGHER THAN PREMIUMS ON MASONRY, STEEL AND CONCRETE BUILDINGS, HOWEVER, THE INITIAL COST OF THE WOOD BUILDINGS IS LOWER. DATA SHOW THAT THE SAVINGS ACHIEVED IN THE INITIAL COST OF WOOD STRUCTURES OFFSET…

The document presents a study guide for students learning insurance protection and the various types of insurance businesses. The pupils' pamphlet is to be used in coordination with the teacher's guide. Case studies, worksheets, description of basic principles, and examples of policy forms are provided for the different types of insurance: (1)…

In estimating the relationship between the reward for working and work efforts, the authors use cross section studies, social experiments, and studies of related transfer programs, such as Aid to Families with Dependent Children and Old Age Insurance. From the available empirical evidence, they conclude that the Unemployment Insurance system does…

This document addresses questions recognized as of great importance in the realm of college and university administration, questions of the governing boards responsibilities, and liabilities with respect to the management of risk within its educational community. Emphasis is placed on insurance and risk management, higher education and risk,…

A senior research officer of Teacher Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF) discusses the issue of different life annuity benefits to men and women concluding that age and sex are two objective and statistically reliable factors used in determining life expectancy and thus the expected duration of…

The United States Senator describes the current health crisis in America and outlines the political factors involved in implementing national health insurance. (GC)

Life Care at Home (LCAH) provides benefits similar to continuing care retirement community (CCRC) at less cost to elderly who prefer to stay at home. Surveyed CCRC applicants and found that nearly one-half were interested in LCAH. Applicants interested in LCAH were concerned about community living, lifestyle changes in a CCRC, and cost. (Author/NB)

This article describes the major kinds of insurance that educational administrators need to be familiar with, explains the recent modifications that have been developed to respond to lawsuits and the rising costs of medical care, and recommends ways to achieve the protection of the district and its employees without negative financial…