Reviewed fee information of outpatients to determine if a relationship exists between fee assessment, third party coverage, and patient payment of balance. Also assessed the impact of a change in billing format. The only association found was between presence of third party coverage and likelihood that the patient returned. (Author/JAC)

Early retirement incentive programs are discussed as a humanitarian way of reducing payroll costs and rewarding long-tenured employees. The incentives to be considered, program communication, and problems found in incentive programs are addressed. (Author/MLF)

Step-by-step advice to help school administrators develop a sound risk-management program to protect their school system against loss of property or losses to employees or the public. (Author/MLF)

The remedy for school personnel who drink too much is not dismissal but an understanding examination of the problem and encouragement to get help under the rules that apply for sick leave and medical insurance coverage. (Author/MLF)

The life and health insurance industry has begun to stimulate and support community initiatives to train and place the hard-to-employ disadvantaged in private sector jobs. Program activities include a variety of counseling, training, education, and support services. Available from W.C. Publications, Inc., P.O. Box 1578, Montclair, NJ 07042. (SK)

Reviews the economic issues related to hiring the handicapped and includes information for employers regarding insurance rates, attendance rates, production levels, and job-accommodation issues, as well as potential financial benefits from tax credits, federal funding of Projects With Industry, and the Comprehensive Employment and Training Act.…

Loss control activities can help a school district avoid certain risks and reduce others. (MLF)

Redlining of many urban communities and discrimination against the poor and minorities are common in the insurance industry, and these practices contribute to the deterioration of those communities. The utilization of a structural/disinvestment approach by social scientists should provide additional information about the uneven development of…

A study completed by the fire department of the City of Winnipeg has documented the effectiveness of smoke detectors in reducing fire losses. The entire Winnipeg fire prevention program is described. (MLF)

The report reviews briefly the most salient information relevant to Hispanics in the United States during the years of the 95th Congress (1977 and 1978), and provides information on the congressional activity that occurred relating to those issues. (Author/NQ)

This personal account of how the author became a top executive in her job as an actuary includes a discussion of the educational and personal qualifications needed for the job. She notes that success in any job requires a good education, hard work, and a good attitude, and that one should determine if the level of attainment aspired to is…

Examined the health care needs, practices, insurance status, and concerns of 112 medical students, finding that one-third had informally requested prescriptions or diagnostic tests from medical school faculty and housestaff, and that women more often reported difficulty obtaining health care than men. The majority of students preferred to avoid…

Examines the process of information transmission in adaptive, viable organizational systems. Beer's viable system model is used to explain a system's information requirement at each time of the adaptation process, the source of this information, and the effect of information transmission on a system's cohesion. Four hypotheses are stated and…

As costs rise and companies discontinue coverage of college students under parents' policies, students are choosing to forego insurance rather than pay for it themselves, so suggest speakers at the American College Health Association's annual meeting. Colleges offering group-insurance policies to students are also having problems renewing them.…

School systems with a rating of "A" or lower can save money by insuring their bonds because, in almost every instance, the reduced borrowing cost more than offsets the bond insurance premium. Included is a list compiled by Donna Harrington-Lueker of the four major players in the bond insurance field and elements to consider in choosing…