This annual snapshot of child well-being is intended to inform policymakers and the public of the progress of and challenges to ensuring the health, welfare, and safety of all children. Following an introduction, this report contains seven sections: (1) The State of Children and Families, including data on births and family structure; (2) The…

This report has been provided to the Legislature on an annual basis since 2000 when the legislature amended the language of G.L. c. 71B to align Massachusetts special education terminology with the federal "Individuals with Disabilities Education Act" ("IDEA"). The Department is required to submit an annual report on compliance…

The most important development in the administration of school district insurance programs is the establishment of the risk management concept. (Author)

The text of a Senate Committee on Small Business hearing on the cost and availability of liability insurance for small business is presented in this document. The crisis faced by small business with skyrocketing insurance rates is described in statements by Senators Lowell Weicker, Jr., Robert Kasten, Jr., Dale Bumpers, Paul Trible, Jr., James…

A discussion of on-the-job training by insurance companies. (BP)

Article discusses the feasibility of marriage counseling as an insurance benefit in the future. It is suggested that the physician be used as a marriage counselor in that insurance companies will pay for medical services. (EK)

Colleges and universities are facing difficult choices as insurance companies cancel coverage or demand premium increases of up to 800 percent. The current crisis is blamed on the way the industry has been managed. Financial managers, rather than underwriters, took over the industry. (MLW)

Describes the New York School Insurance Reciprocal (NYSIR) wherein 280 school districts in New York insure one another against property damage and injury. NYSIR member districts pay considerably less in premiums than they would pay through standard insurance companies. (PKP)

Autism Speaks, the world's largest autism non-profit organization, is addressing a struggle to obtain evidence-based treatment on autism. The mission of Autism Speaks is to change the future for all who struggle with autism spectrum disorders (ASD). Part of their focus is to change state insurance laws to require private health insurance policies…

Background: Recent changes to Medicaid policy may have unintended consequences in the education system. This study estimated the potential financial impact of the Deficit Reduction Act (DRA) on school districts by calculating Medicaid-reimbursed behavioral health care expenditures for school-aged children in general and children in special…

Being uninsured affects one's ability to access medical services and maintain health. Using longitudinal data from the Survey of Income and Program Participation, the authors investigated how individual and family insurance coverage affects adult health. They found that health insurance coverage often varies across family members and changes…

Accreditation and public safety are vital issues for colleges, but rarely do they put the two together. The International Association of Campus Law Enforcement Administrators is trying to change that. The group, known as Iaclea, started accrediting colleges' police and public-safety departments last year, holding them to a strict set of standards.…

This article presents a two-period asymmetric learning model of insurance markets. When information about past accidents is not shared by insurers, asymmetries of information develop through time. Equilibrium contracts exist, are payoff unique, and display a realistic bonus-malus pattern. Eliminating asymmetries through information sharing is…

In the financial services sector in Germany the proportion of trainees qualified to go on to university is particularly high. But what induces school leavers not to go (straight) to university? A written survey of over 500 trainees in the banking and insurance sectors examined the motivations for the choice of educational pathway. Only some of the…

The quality of life is a relatively new concept, which is continually changing and for which there is not yet a wholly satisfactory definition. The quality of life involves human, social-economic and health characteristics. The manifold nature of the quality of life led to the development of various patterns for measuring it. The quality of life…