This document, the second in a series of three which present the text of Senate hearings on catastrophic health insurance, focuses on the impact of catastrophic health insurance on consumers and health care providers. Testimony is included by these witnesses: (1) Senator Pete V. Domenici; (2) Wilbur Cohen, professor of Public Affairs, University…

To determine what percentage of master's level graduate programs in counselor education recommend or require the purchase of malpractice insurance for their students, a 20 percent random sample of 287 master's level counselor education programs, listed in "Graduate Study in Psychology, 1982-83," were surveyed. The return rate was 80 percent (N=46…

This document attempts to answer questions resulting from the 1972 Michigan Supreme Court Ruling relative to agricultural employees under the Workmen's Compensation Act (WCA). The sections of this paper outline a history of the WCA; employers covered; definition of "regularly employ"; clarification of "thirteen weeks";…

Defines insurance pools while outlining the purpose, establishment, and coverages involved through insurance pools. Includes a discussion of 10 reasons for the success and failure of insurance pools. (MD)

The author describes his work to help Chrysler Corporation combat high medical care costs. He discusses what the United States must do as a whole to bring costs down. He also predicts that, if his guidelines are followed, within 10 years the number of hospital beds will be cut in half. (CH)

Provides a checklist for determining if day care centers' insurance policies are adequate and lists typical loopholes in coverage that day care administrators need to be aware of. (SKC)

Used historical evidence to analyze how private sector benefits worked in the past in light of the debate surrounding the Social Security benefits and the federal deficit. Among conclusions reached are that the private sector failed to provide adequate protection for older citizens, and that benefits were inequitably distributed on basis of gender…

A Missouri school system has cut benefit costs by establishing a self-funded health insurance plan for employees. Reviews areas to consider and ways to set up such a plan. (MD)

Describes the savings a cooperative group of school systems were able to make when purchasing services and supplies as a group. It includes 15 school systems and has been in existence for 12 years. Includes a brief article explaining why school systems may not find cooperative buying to their advantage. (MD)

Investigated the relationship between Type A behavior, sales performance, and job satisfaction among 355 life insurance agents. No significant differences were found between Type A and B agents on sales performance and job satisfaction measures. Type A behavior was associated with stress and health complaints. (JAC)

This article presents the results of a study intended to establish baseline information and a database relative to counselors' receipt of third party payments. This database provides information against which to measure the success of future efforts to gain recognition and benefits for counselors with insurance agencies and other third party…

This paper describes the State Children's Health Insurance Program's (SCHIP's) financing system, examining two alternatives under consideration for changing the system of redistributing unspent SCHIP funds. Section 1 presents background on SCHIP's financing structure (it is a block grant program, each state's share of federal SCHIP funds is…

Analyze what insurance is intended to do by going through the risk management process: identify exposures to loss, measure their financial impact on the institution, rationalize the means of controlling exposures, prevent loss, and set up a program to minimize the impact of loss through insurance or other means. (Author)

As electronic data processing (EDP) becomes an increasingly large part of an educational system, insurance for it becomes increasingly important. (Editor)