State antipredatory lending laws (APLs) are designed to protect borrowers against predatory lending that can increase the risk of default and deplete the home equity held by borrowers. Federal regulators instituted preemption that limited the scope and reach of state antipredatory lending regulations for certain lenders. Based on the variation in…

For 25 years the Australian Landcare program has encouraged rural land managers to work cooperatively to resolve natural resource management issues across the nation. Landcare has spread and the model is used internationally. Despite its successes, Landcare has come under criticism for not sufficiently directing land management practices towards…

Children can identify owners either by seeing a person in possession of an object (a visual cue) and inferring that they are the owner or by hearing testimony about a claim of ownership (a verbal cue). A total of 391 children between 2.5 and 6 years of age were tested in three experiments assessing how children identify owners when these two cues…

Little research has assessed the fidelity, adaptation or integrity of activities implemented within community-based obesity prevention initiatives. To address this gap, a mixed-method process evaluation was undertaken in the context of the South Australian Obesity Prevention and Lifestyle (OPAL) initiative. An ecological coding procedure assessed…

For poor families, the possession of assets--savings accounts, homes, and the like--has the potential not only to relieve some of the stress of living in poverty but also to make a better future seem like a real possibility. If children in families that own certain assets fare better than children in families without them, then helping poor…

Teaching empathy can be a means to teach multiple perspectives in the social studies classroom. Examining U.S. history through the lens of the pursuit of the "American Dream" will resonate with many high school students. This article suggests a framework using the theme of the "American Dream" of homeownership for a high school…

This work examines an innovative and evolving approach to facilitating teamwork learning in a generic first-year mechanical engineering course. Principles of inclusive, student-active and democratic pedagogy were utilised to engage students on both the social and personal planes. Learner opportunities to facilitate, direct and lead the learning…

This policy brief advances the growing literature on how student loan debt affects individuals' other economic decisions. Specifically, it examines the impact of student loan liabilities on individuals' homeownership status and wealth accumulation. The analysis employs a rich set of financial and demographic control variables that are not…

Youth ownership and engagement are foundational pieces of the service-learning cycle. Youth voice is posited as a promising practice for building engagement and ownership. As community programs search for proven methods of sustaining youth participation, research that examines the links between practice and outcomes is essential. This study is a…

This study investigates information protection for professional users of online social networks. It addresses management's desire to motivate their employees to adopt protective measures while accessing online social networks and to help their employees improve their proficiency in information security and ability to detect deceptive…

This paper analyses tendencies that distinguish the internationalisation of education for two class fractions--owners of medium to large businesses and highly qualified university professors and researchers. We identify the importance of cosmopolitan cultural capital, particularly fluency in English, in strengthening the position of both groups…

Mobile technology coupled with Internet accessibility has increased not only how we communicate but also how we might engage in learning. The ubiquity of mobile technology, such as smart phones and tablet devices, makes it a valuable tool for accessing learning resources on the Internet. The unified theory of acceptance and use of technology…

The Education for All (EFA) goals, established for countries to improve educational performance, are most challenging for many developing countries. Notwithstanding the challenges, each country must implement suitable programme intervention in order to accomplish these goals. Goal 6 calls for the overall improvement of the education product, which…

Research investigating whether people's literacy skill is being affected by the use of text messaging language has produced largely positive results for children, but mixed results for adults. We asked 150 undergraduate university students in Western Canada and 86 in South Eastern Australia to supply naturalistic text messages and to complete…

Firearms in the home are associated with increased injury risk, especially when loaded and unlocked. In this study, 5,010 fifth-graders and their caregivers in three U.S. metropolitan areas participated in the 2004-2006 Healthy Passages study on adolescent health. Firearm ownership and storage patterns were examined by four self-reported…