Describes a study of Guaranteed Student Loans (GSL) access in proprietary schools. The study was to determine the extent to which proprietary vocational students have access to and make use of GSLs; and to identify major trends that may affect this access and use. (CT)

Study focuses on financial situation of part-time credit students, possible need for extended student assistance programs, and student attitudes toward financial assistance. Results indicate that only a minority of students would apply for financial assistance if it were made available. (Author/RW)

This guide provides information to help postsecondary schools and guaranty agencies (GAs) understand how a cohort default rate is calculated, review backup data, submit challenges to GAs and/or Direct Loan Servicing Centers (DLSC), and understand the response from the GA and/or DLSC. A cohort default rate includes Federal Family Education Loan…

This study examined borrower satisfaction with the Federal Direct Loan and Federal Family Education Loan (FFEL) programs. A telephone survey of approximately 3,600 student and parent borrowers who had originated loans under the two programs in 1994-95 found that: (1) Direct Loan borrowers with previous FFEL loans were more likely than FFEL…

This handbook shows how families in various income groups manage to pay for college. The handbook is based on the real experiences of a large number of actual families, as described by national surveys. To find out exactly what it would cost to attend a particular college, the student would have to apply for financial aid, but this guide gives…

This report presents information on financial resources provided to undergraduates at Minnesota postsecondary institutions in fiscal year 2001, corresponding to academic year 2000-2001. The financial resources reported are grants, loans, and student earnings that help students pay tuition, fees, room and board, and other costs of attending…

Recent events have increased concerns about the potential for fraud in student loan programs related to loans for U.S. residents attending foreign schools. In 2002 the Office of Special Investigations of the General Accounting Office (GAO) created a fictitious foreign school that the Department of Education subsequently certified as eligible to…

This booklet is intended to help individuals who received William D. Ford Federal Direct Loans as students manage the repayment process. Following an introduction, explanations are offered for how the principal balance of the loan is determined and how interest rates are applied. The following sections explain the four different repayment plans,…

This report examines how the Department of Education calculates the default rate for two federal student loan programs--the Federal Family Education Loan program (FFELP) and the William D. Ford Federal Direct Loan Program (FDLP). The report focuses on three questions regarding these programs: (1) whether there has been an increase in the number of…

The Web site http://www.ed.gov/DirectLoan/ provides information on the William D. Ford Federal Direct Loan Program for both professionals and borrowers. For professionals, it provides information on conferences, promissory notes, regulations, laws, and relevant links, as well as technical assistance, and other publications and guides. For…

The Direct PLUS Loan is one of the low-interest loans provided by the William D. Ford Federal Direct Loan Program. The U.S. Department of Education delivers loan proceeds through the student's school, and parents are responsible for repaying the Department. This booklet answers parents' questions about the loan program, including: (1) Am I…

This report provides the interim budget plan of the U.S. Department of Education's Office of Student Financial Assistance (OSFA) for fiscal year 2000. It reviews factors influencing OSFA's budget request, including legislative requirements, recent accomplishments, the need to maintain both the Direct Loan and Federal Family Education Loan…

Many individuals with disabilities may have attempted college either before or after they became disabled. If prior college attempts were unsuccessful, the student may have defaulted on student loans. When the loans are secured by the federal government, the individual will not be eligible for further financial assistance, including all federal…

This paper deals with the increasing tendency of government to finance higher education through students, a trend having important policy implications for higher education. This trend and numerous related governmental decisions have been based almost exclusively upon economic rationale. (Author)

In the future, emphasis in the allocation of resources will shift from higher education to preschool and immediate post high school education. (Author)