Financial aid promotes and supports students' access to and success in higher education. This is especially true at community colleges. Whether students are seeking job training, a certificate or an associate degree, many rely on consistent and meaningful sources of financial support to advance their educational aspirations. Without these…

Nebraska Revised Statute § 85-1416(2)(c) requires the Coordinating Commission for Postsecondary Education to prepare biennially the "Tuition, Fees, and College Affordability Report." This report studies the public policy issues relating to tuition and fees for students attending Nebraska's public postsecondary institutions. It also…

The Code of Virginia directs the State Council of Higher Education for Virginia (SCHEV) to submit an annual report to the House Committees on Commerce and Labor and Education, and the Senate Committees on Commerce and Labor and Education and Health on the implementation and overall effectiveness of the Office of the Qualified Education Loan…

In 2014, RTI International, with the support of Advance CTE, conducted research on behalf of the U.S. Department of Education, which established how states allocated categorical funds for CTE during the academic year 2011-12 and the amounts of those allocations. By returning to this topic 10 years later, Advance CTE seeks to understand how CTE is…

In 2018, the University of Wisconsin-Madison launched "Bucky's Tuition Promise" (BTP), a financial aid program covering four-years of tuition and fees for students from families with incomes below a specified adjusted gross income (AGI). This study identifies how BTP affects first year retention, four-year graduation rates, and…

Each year, NASSGAP completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report provides data regarding state-funded expenditures for student financial aid and illustrates the extent of efforts made by the states to assist postsecondary students. Information in this report is based on academic year…

The Biden administration is pursuing two higher education policies through a series of rulemaking processes that aim to make higher education more affordable and less risky for students. One policy focuses on the system's back end by helping students repay their loans, and the other focuses on the front end by cutting off access to federal aid for…

The issue of student debt is now at the forefront of public discourse and political debate. There is no question that debt, not just student debt, impacts the economy and hinders the economic wellbeing of many Americans. At the same time, the factors that lead to that debt should not be ignored. Not all student debt is the same, and not all…

Despite an increase in enrollments across public and private higher education sectors, Black/African American and Hispanic students in graduate and professional programs are disproportionately affected by educational debt. Using nationally-representative data from NPSAS:2000 and NPSAS:2016, findings show that, in general, Black/African American…

Policymakers enacted a series of reforms in the mid-2000s that significantly expanded benefits in the federal student loan program for students pursuing graduate degrees. These reforms allow students to borrow up to the full cost of attendance for their degrees and use an Income-Driven Repayment (IDR) program that offers loan forgiveness after 20…

Since the late 1990s, the number of college student loan debtors has increased rapidly in Japan. Despite the uniqueness of Japanese higher education policies in terms of tuition levels and heavy reliance on educational loans rather than grants, few studies have focused on the influence of student loans on adult youths' lives. This study is the…

The College Cost Reduction Act would overhaul the Higher Education Act, making changes to student borrowing and repayment, borrower protections, college oversight, postsecondary data, and more. The bill includes a new proposed risk-sharing model that would require colleges to repay the federal government for a calculated proportion of their…

Postsecondary education in the US--all formal learning experiences beyond high school, including two- and four-year degree programs and occupational and credential programs--is experiencing a momentous transformation in response to changing conditions and the demands of students, employers, and the economy. Yet public trust in higher education has…

The Economic Growth, Regulatory Relief, and Consumer Protection Act enabled lenders to offer a rehabilitation program to private student loan borrowers who have a reported default on their credit report. The lender may remove the reported default from credit reports if the borrower meets certain conditions. Congress included a provision in statute…

As of September 2018, almost half of the $859 billion in outstanding federal Direct Loans was being repaid by borrowers using income driven repayment (IDR) plans. Prior U.S. Government Accountability Office (GAO) work found that while these plans may ease the burden of student loan debt, they can carry high costs for the federal government. This…