This study examined the effect of student loan debt on alumni's willingness and ability to donate to their alma mater, including other identity-based motivating factors associated with an alumnus' decision whether or not to donate. Participants of this study were recent (2015-2020) graduates of a doctoral program in the healthcare field in the…

This study examined the effect of student loan debt on alumni's willingness and ability to donate to their alma mater, including other identity-based motivating factors associated with an alumnus' decision whether or not to donate. Participants of this study were recent (2015-2020) graduates of a doctoral program in the healthcare field in the…

This study examines how primary funding sources during doctoral program including loans, RAships, TAships, fellowships, and personal/family support, are associated with career outcomes among STEM doctoral graduates. Using the 2013 Survey of Earned Doctorates (SED) data commissioned by the NSF, we conducted a series of logistic and multinomial…

Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the primary sources of federal aid to support postsecondary education students. Title IV programs made over $118 billion in aid available to postsecondary students in FY2020 through Direct Loans and other forms of aid, including $27 billion in Pell Grants. The…

Obtaining a college degree creates a pathway for low-income students and their families toward advancement within American society. Earning a postsecondary credential positively impacts an individual's employment outcomes, income, job satisfaction, and overall health. In working toward this goal, older, financially independent working…

Racial inequities in higher education and the labor market have led to disparate outcomes in student loan borrowing and repayment by race, with Black borrowers holding more student debt and being more likely to default on it compared with white borrowers. Student loan default, which helps perpetuate the racial wealth gap by disproportionately…

The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended), authorizes numerous federal aid programs that provide support to both individuals pursuing a postsecondary education and institutions of higher education (IHEs). The FAFSA Simplification Act (FSA; Title VII, Division FF of P.L. 116-260) makes significant changes to the underlying…

Despite growing interest and investment in building a more racially and ethnically diverse teacher workforce, increases in the share of teachers of color nationally have stalled in recent years. Even with more new teachers of color entering the profession each year, about 80% of the teacher workforce has been white since 2015. This trend…

Recent higher education investments in Michigan have prompted the authors to revisit the reality of college affordability in the state, so that policymakers and stakeholders can monitor the impact of investments moving forward. While MI has lowered the net cost of a postsecondary education, a college credential still remains out of reach for many…

Chapter 1 of the "Comprehensive Statewide Plan for Postsecondary Education" identifies several statewide goals related to meeting the needs of students, meeting the needs of the state, meeting needs by building exemplary institutions, and meeting educational needs through partnerships and collaboration. These goals are critical to the…

The fertility rate in the United States has dropped to 1.6, an all-time low and far below the 2.1 replacement rate required to maintain steady population. Fertility rates are dropping world-wide and are proving resistant to a variety of policy efforts to reverse the trend. While no silver bullet can increase the married birth rate, developing…

The number of undergraduates in the United States has increased by more than 30 percent since 2000, with two-year institutions absorbing the majority of new students. At the same time, outstanding student-loan debt has grown nationwide, reaching $1.4 trillion in 2018. Although the federal student-loan program exists to provide such resources, the…

Government backed income contingent student loans are an increasingly being used to fund higher education. An income contingent repayment plan acts as an incremental marginal tax on labor earnings, which could cause individuals to distort their work effort. This paper uses an administrative dataset from the UK that links student loan borrowers…

U.S. citizens or permanent residents, enrolled at least half time in a qualified program at a participating school, not in default on a prior federal student loan, and not previously convicted of a drug offense while receiving federal financial aid are eligible to apply for a student loan. This chart summarizes the interest rates, loan limits, and…

The current research focused on the impact of delayed loan disbursement on performance. The study focused on Kenyatta University, situated in Nairobi, Kenya. In the study, the variables of class attendance, personal expenses, and course registration were evaluated as the main factors that impacted student performance due to delayed loans. A sample…