Parent PLUS loans are a growing concern due to their limited income-driven repayment protections and their potential to maintain longstanding racial wealth gaps. Previous research has examined factors associated with student debt burdens of college graduates, but no research has examined factors related to parent borrowing for college. In this…

Systemic challenges for the Texas teacher workforce result from a large yearly demand for new teachers, exacerbated by high and climbing teacher attrition rates. As a result of these challenges, a large majority of new teachers are now hired before they complete preparation. Assigned disproportionately to students from low-income families and…

This article takes a first look at the major issues and trends that are currently being seen in 2019 emerging in the region's legislatures related to higher education and workforce development. Topics include: affordability, student loan debt, and college closures/mergers/acquisitions/collaborations. Other bills touch on emerging issues:…

This article critically examines how undergraduate students in a red brick university in the North of England have experienced the threefold rise in tuition fees since 2012, with particular attention on how they have begun to understand and negotiate the process of indebtedness. Drawing on a corpus of 118 interviews conducted with a group of 40…

The number and availability of service-contingent loan forgiveness and loan repayment programs have expanded considerably since the establishment of the first major federal loan forgiveness program under the National Defense Education Act of 1958. This report provides information on federally authorized service-contingent student loan forgiveness…

The rising cost of higher education has brought the value of a college degree under increasing scrutiny. As families and prospective students weigh the substantial financial burden, more are asking: "Is the investment worth it?" RNL's research reveals several key trends shaping the decision-making process of today's college-bound…

This study presents a mixed methods explanatory analysis of the influence of Stafford loan debtload on persistence among underserved populations attending a Hispanic Serving Institution in the Southwest of the United States. Using data from cohort 2010, fall to fall persistence was examined to assess if debtload was related to persistence for all…

This paper provides insight on how postsecondary students' financial situation was impacted by the COVID-19 pandemic. Results are based on the recent Statistics Canada crowdsourcing data collection completed by over 100,000 postsecondary students between April 19 and May 1, 2020.

Just outside New York City, school counselors at Hunterdon Central Regional High School (New Jersey) were at lunch discussing the students who would graduate from their sprawling suburban school in spring 2017. Their thoughts echoed those from a variety of people who have worked with these seniors. The 2017 graduates are confident, but need…

Considering the extensive social and private benefits that higher education generates, ensuring inclusive access and success is essential to achieve social justice and economic efficiency. With this premise in mind, this article reviews current knowledge about equity promotion policies in higher education and what is known about the effectiveness…

Geography is an important part of economic opportunity. This is increasingly true in the labor market for skilled workers. Due to monetary and nonmonetary costs of migration, college attendance is less likely for those who live farther from postsecondary institutions. The college educated have also become increasingly concentrated in larger labor…

As overall student loan indebtedness in the United States has increased over the years, many borrowers have found themselves unable to repay their student loans. Ordinarily, declaring bankruptcy is a means by which a debtor may "discharge"--that is, obtain relief from--debts he is unable to repay. However, Congress, based upon its…

This report analyzes data from the U.S. Department of Education on the outcomes of New York's federal student loan borrowers who entered repayment in 2012, covering the period from 2012 to 2016. This data brief--the first comprehensive analysis of five-year student loan outcomes in New York--reveals that the student loan default rate in New York…

The current studies test the hypothesis that the financial burden of college can initiate a psychological process that has a negative influence on academic performance for students at selective colleges and universities. Prior studies linking high college costs and student loans to academic outcomes have not been grounded within relevant social…

The current studies test the hypothesis that the financial burden of college can initiate a psychological process that has a negative influence on academic performance for students at selective colleges and universities. Prior studies linking high college costs and student loans to academic outcomes have not been grounded within relevant social…