A survey of 148 college and university risk management officers and college executives investigated attitudes concerning the added value that risk management brings to the institution; insurance functions critical to the institution; critical loss control functions; communication of risk management issues; and professional development of these…

Contingency fee-based services can help educational institutions improve the quality of service. If, after a review, a savings is implemented, the consultant receives a fee, which is usually a percentage of the money saved. Areas of cost reviews include telephone, copiers, insurance, and utilities. (MLF)

Provides guidelines for producing CD-ROMs. Issues include target platform; disc architecture and formats; data integrity and performance; CD-ROM recording systems; publishing service bureaus; insurance concerns; a step-by-step production strategy; cost comparisons; and spreadsheets for decision support. (AEF)

Examines the economic resources of displaced blue-collar workers (n=324) coping with job loss for varying lengths of time. Data revealed the pivotal role of unemployment benefits in maintaining a household's economic viability. Findings suggest that the service needs of unemployed workers may become much greater as their economic plight deepens.…

Current Population Survey data were used to examine how the changing structure of the job market during the 1980s affected the economic well-being of households. Results reveal increasing hardship among vulnerable populations such as nonmetropolitan families, single-parent families, and minority (particularly Hispanic) households. (Author/SV)

A nationwide survey of 604 families living with multiple sclerosis found average duration of the disease was 10 years; family income was above the national median; in 28 percent of the families, health insurance was inadequate to cover illness costs; and, overall, factors other than income and amount of health insurance determined the economic…

A survey of 522 colleges and universities investigated the impact of health care reform proposals. Results provide an overview of typical current medical plan design, including coverage for part- and full-time employees, and give insight into attitudes toward the idea of regional health alliances, a potentially useful reform approach. (MSE)

A discussion of college liability for its students' injuries during participation in community service projects includes an overview of relevant law, concerns about waivers of liability, the role of insurance, and practical administrative tips for assessing and decreasing liability. (MSE)

Although courts have been supportive of efforts by school districts to dismiss sexually abusive employees, they have not been as receptive to claims that abused students should be compensated. Offers measures school districts should take in investigating applicants prior to employment and in investigating complaints after employment. (MLF)

Identifies the diverse array of resources being used by states to finance early intervention services. Strategies for addressing issues that arise when combining resources are discussed, including identifying which funding source is first or last payer, the use of family resources, determination of medical necessity, and service coordination.…

The evaluation of solutions is a major unresolved issue for all those involved in e-learning. In this paper we illustrate the importance of context by means of a qualitative comparison of two e-learning prototype implementations--an action research case undertaken in conjunction with a major German insurance company; and a more experimental…

Stress process theory is applied to examine lack of supplemental private health insurance as a risk factor for depressive symptomatology among older married couples covered by Medicare. Dyadic data from 130 African-American couples and 1,429 White couples in the 1993 Asset and Health Dynamics Among the Oldest-Old Survey were analyzed using…

One of the primary objectives of Colombian social health insurance reform was to increase competition among for-profit insurers. Unfortunately, the flat capitated formula creates an opportunity for sickness funds to maximize reimbursement gains by "cream skimming"--selecting against unhealthy individuals. This paper explores sickness…

In this paper, we explore whether the specific design of a state's program has contributed to its success in meeting two objectives of the Children's Health Insurance Program (SCHIP): increasing the health insurance coverage of children in lower-income families and doing so with a minimum reduction in their private health insurance coverage…

Since Grossman's seminal paper in 1972, there have been a number of studies concerning the effect of education on health and health care demand. Though several studies have distinguished between preventive and curative care, no study has investigated the effects of general education on the utilization of unnecessary emergency department use. We…