This report documents differences in the earnings and employment patterns of U.S. adults with different levels of education. It also compares health-related behaviors, reliance on public assistance programs, civic participation, and indicators of the well-being of the next generation. Financial benefits are easier to document than nonpecuniary…

Throughout 2009, ZERO TO THREE worked to keep individuals informed of important and innovative policy developments happening throughout the country. This past year included many historic ups and downs--new and energetic faces arrived in the White House, Congress, and state governments ready to move this nation forward, and this nation entered an…

The five largest insular areas of the United States--American Samoa, the Commonwealth of the Northern Mariana Islands (CNMI), Guam, Puerto Rico, and the U.S. Virgin Islands--receive federal funding through Medicaid and the State Children's Health Insurance Program (CHIP), joint federal-state programs that finance health care for certain low-income…

The national teachers' unions are nervously eyeing a provision in a Senate version of the health-care overhaul now working its way through Congress that they say could ultimately squeeze medical benefits for educators. The language would tax insurance companies and plan administrators that offer what the measure defines as high-cost health…

This article deals with how the increasing use of notions such as "risk awareness" and "blame" in relation to school affects the daily work of Swedish teachers. With the help of empirical excerpts from documents and focus group interviews, the authors provide examples of how the introduction of the risk society and audit…

Purpose: Faced with an aging driving population, interest is increasing in the use of restricted licenses or "graduated delicensing" for older drivers to allow them to safely retain a driver's license. The primary purpose of this study was to determine whether restricted licenses are successful at mitigating number of crashes per year…

This booklet is intended to help students gain a broad understanding of the meaning, characteristics, organization, products, and functions of the insurance industry. The following topics are discussed: the concept of and need for insurance; basic principles of insurance (risk assessment, insurability and insurable interest, determination of…

Given the prevalence of child poverty in Canada, its effects inevitably get played out in schools and classrooms. Poverty negatively shapes learning opportunities for students. The Canadian Teachers' Federation's (CTF's) research has found that many low-income children experience reduced motivation to learn, delayed cognitive development, lower…

Reliability and validity of intervention studies are impossible without adequate program fidelity, as it ensures that the intervention was implemented as designed and allows for accurate conclusions about effectiveness (Bellg AJ, Borrelli B, Resnick B "et al." Enhancing treatment fidelity in health behavior change studies: best practices…

For some, community inclusion facilitates access to alcohol and drugs and, therefore, the potential for developing substance abuse disorders. However, little is known about substance abuse treatment use among people with intellectual disabilities. Using standardized performance measures, substance abuse treatment utilization was examined for…

InterCon provides services to health insurers of foreign tourists who travel to the United States and Canada. Management wants to implement a new information system that will deal with several operational problems, but it is having difficulty securing the capital resources to fund the system's development. After an initial failure, the chief…

Librarians and scholars who seek to counter the rampant commercialism and consolidation that endanger equal and affordable access to knowledge can learn from the recent successful effort to pass health-care reform. Organizations with a commanding presence in an industry naturally seek to institutionalize their indispensability. They finance…

Children in communities across Colorado--whether large or small, rural or urban, on the Eastern Plains or the Western Slope--face opportunities and obstacles to reaching their full potential. While some challenges are similar, many are very different depending on the community environment and the resources available to support children and…

Enacted in 1997, the State Children's Health Insurance Program (SCHIP) represented the largest expansion of U.S. public health care coverage since the passage of Medicare and Medicaid 32 years earlier. Although the program has recently been reauthorized, there remains a considerable lack of thorough and well-designed evaluations of the program. In…

Context: Confidentiality of personal health information is an ethical principle and a legislated mandate; however, the impact of the Health Insurance Portability and Accountability Act (HIPAA) on ethics committees ethics committees is limited. Purpose: This study investigates the prevalence, activity, and composition of ethics committees located…