Objective: To examine whether clinical severity is greater among children receiving attention-deficit/hyperactivity disorder (ADHD) care in primary care compared with those in specialty mental health clinics, and to examine how care processes and clinical outcomes vary by sector across three 6-month time intervals. Method: This was a longitudinal…

After a long decline, the Labor Force Participation Rate (LFPR) of older men in the United States leveled off in the 1980s, and began to increase in the late 1990s. We examine how changes in Social Security rules affected these trends. We attribute only a small portion of the decline from the 1960s-80s to the increasing generosity of Social…

This module, one of six on teaching consumer matters to low-income groups, focuses on buying insurance. Topics include life insurance (language, types, settlement options), auto insurance, health insurance (standard, health maintenance organizations, medicaid, medicare), tenant's insurance (property damage, liability), what to do in case of loss,…

Provided are guidelines for physical education and recreation personnel regarding liability insurance. It is noted that recent trends toward including handicapped persons in community recreation, sports, and regular physical education programs have raised concerns among involved personnel. Brief sections cover the following topics: definition of…

Presents the options available in risk management insurance and group health insurance programs, while outlining recent changes in the industry and their effects on school risk management programs. (MD)

The insurance industry is in trouble, which means problems for colleges and universities--especially in the area of liability insurance. Some strategies for higher education are discussed, including risk-management programs, self-insurance, catastrophic or excess insurance, and risk-management consortia. (MLW)

This paper analyzes two types of decisions for insuring mobile oil rigs and fixed installations in the Norwegian North Sea: (1) decisions about information for ratemaking and underwriting, and (2) decisions about the conditions of insurance. Appended are 46 references. (MLF)

School districts that bid for insurance are able to compare coverages, service reputations, and costs. The five components of bid specifications--general instructions, conditions, program desired, underwriting data, and proposal forms--are explained. Model bid specifications and guidelines are included. (MLF)

Discusses how higher education institutions can market their risk financing program to insurance brokers and insurance companies to obtain superior, cost effective coverage in the current buyer's market. Explains the development of a marketing package, the negotiating process, and the selection of brokers and insurance companies. (MDM)

Provides insights from insurers who service early childhood programs. Addresses issues related to: (1) common mistakes centers make when determining insurance needs; (2) recommended lines of coverage; (3) determining levels of coverage; (4) timelines for policy reviews; (5) cost-effective strategies; (6) keeping insurance agents updated on new…

Examines the benefits which need to be included in a health care reform program to improve coverage for children and adolescents. Reviews three criteria (medical necessity, insurability, and cost effectiveness) that may be used to develop a benefits package and finds them of limited utility. Maintains that informed consensus is the most reliable…

This brief presents highlights from rigorous, independent evaluations of the Healthy Kids programs in three California counties: Los Angeles, San Mateo, and Santa Clara. Launched by Children's Health Initiatives (CHIs) in these counties between 2001 and 2003, the three Healthy Kids programs provide children with comprehensive health insurance…

Purpose: This study attempts to determine the associations between postdischarge environmental (PDE) and socioeconomic (SES) factors and early readmission to hospitals. Design and Methods: This study was a cohort study using the 2001 Medicare Current Beneficiary Survey and Medicare claims for the period from 2001 to 2002. The participants were…

As the number of American students studying overseas increases, it will be difficult for colleges to establish or find enough adequate programs with challenging curricula. Students desire ever more remote locations, and colleges are being pushed to support the extremely adventurous. With more students studying abroad, and amid heightened fears…

Counselors in the 21st century must not only respond to the pressures of managed care but also support the best interests of their clients. Criticism from consumers and professionals about the lack of empirical evidence of the efficacy of counseling as well as pressure from managed care companies have prompted a focus on evaluating treatment…