School districts, school employees, bus companies contracted by districts, and bus company employees could be involved in court litigation over student injury and student civil rights related to school bus transportation. Civil rights insurance should be added to general liability insurance and motor vehicle liability insurance. Students must be…

This document is a study of teacher retirement systems of the United States. It also deals with the problems of improved management, particularly of how funds might be invested to increase benefits or reduce the required contributions. It sets up a hypothetically ideal pattern for the investment portfolio of typical State pension fund on the basis…

Acceptance of a board position in a social service agency has always brought with it potential personal liability. However, private nonprofit agencies themselves are now losing their special status with regard to liability for legal damages. This trend has profound consequences for volunteers and regular staff alike. (Author)

A study of college students' money management knowledge examined student understanding of credit cards, insurance, personal loans, recordkeeping, and overall financial management. Student characteristics associated with differences in knowledge level were identifed. (MSE)

Significant improvements in general health and health care services in the U.S. are noted, although many have been obscured by worsening environmental conditions. Remaining problems due to inflation and distribution of physicians are discussed briefly, along with governmental policy and national health insurance. (LBH)

The mission of the Children's Defense Fund Action Council is to "Leave No Child Behind," to do what is necessary to meet the needs of children and their parents, and to ensure a healthy, safe, fair, and moral start in life for all children. This guide examines the negative impact of the George W. Bush administration's budget and policy…

Hurricane Katrina hit the Gulf Coast of the United States on August 29, 2005, and triggered one of the most devastating natural disasters in the history of the nation. New Orleans, in particular, and the schools that served the community's children, suffered severe storm damage and massive flooding. Central to the city's strategy of getting back…

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more "economics-focused" than "real-world" focused. Young people are huge consumers who…

These two newsletter issues recount activities of Voices for Illinois Children to ensure that basic needs of children, families, and communities are met. The summer issue notes various bills in progress in the Illinois House, and looks at the lack of health insurance affecting more than 300,000 Illinois children. Child advocacy efforts are also…

This report assesses how the loss of Medicaid coverage following welfare reform has influenced changes in health care systems for immigrants in four urban areas: Los Angeles, California; New York, New York; Houston, Texas; and Miami, Florida. Survey data indicate that over half of low-income immigrants were uninsured in 1998, a level roughly…

This volume is part one of a three-part report of the Educational Research Service (ERS) "National Survey of Fringe Benefits in Public Schools." Data were derived from a 2-part questionnaire that was mailed to 1,918 United States public school systems. A total of 810 school systems responded, creating a 42 percent response rate. Information is…

The Children's Aid Society (CAS), one of the country's oldest and largest non-sectarian child and family welfare agencies, has 37 sites in New York with an annual operating budget of over $60 million. This annual report highlights the activities of the organization for the 2001 fiscal year and presents information on the work of CAS to complete…

This instructional school-based outreach guide is designed to help state Medicaid and state Child Health Insurance Program (SCHIP) agencies to initiate and sustain school-based outreach targeted to children potentially eligible for enrollment in Medicaid and SCHIP programs. Based on a review of state best practices undertaken by the U.S.…

In 1999 and 2000, immigrants in Los Angeles, California, and New York, New York were aurveyed about their status in the context of welfare reform, examining the living conditions of 3,447 immigrant families roughly 3 years after welfare reform was implemented and several months before the federal government issued guidance about the public charge…

This report describes the degree and nature of hardship among low-income and poor working and nonworking families in a nationally representative sample of kindergartners--the Early Childhood Longitudinal Study (Kindergarten Cohort). Five hardship indicators were examined: (1) lack of child health insurance; (2) child has not seen doctor at least…