Major depressive disorder is common in adolescence and is associated with significant morbidity and family burden. Little is known about service use by depressed adolescents. The purpose of this article is to report the patterns of services use and costs for participants in the Treatment for Adolescents with Depression Study sample during the 3…

This article discusses new legislation for health maintenance organization (HMO) and national health insurance (NHI) and their implication for health educators. (JA)

Passage of the Pregnancy Disability Bill means that employee health plans cannot omit the needs of pregnant women. (PBS)

Discusses two different but closely related problems that must be solved when determining what insurance coverage a campus needs for mold losses: issues of property insurance and of liability insurance. (EV)

Use nationally representative data to examine retiree health insurance. Concluded that retiree health coverage was widespread and typical benefits were more generous than those in medigap policies. Overlay of typical retiree plan on Medicare resulted in more generous total insurance benefits that those held by working nonelderly or beneficiaries…

As the number of American students studying overseas increases, it will be difficult for colleges to establish or find enough adequate programs with challenging curricula. Students desire ever more remote locations, and colleges are being pushed to support the extremely adventurous. With more students studying abroad, and amid heightened fears…

Counselors in the 21st century must not only respond to the pressures of managed care but also support the best interests of their clients. Criticism from consumers and professionals about the lack of empirical evidence of the efficacy of counseling as well as pressure from managed care companies have prompted a focus on evaluating treatment…

These two issues are designed to provide secondary school educators with a greater knowledge of insurance and access to teaching materials regarding insurance and to provide students with information about insurance and insurance careers. The following feature articles are included in the newsletters: "Life Insurance: Why and When People Buy…

This Insurance Education Foundation (IEF) newsletter provides secondary educators with a greater knowledge of insurance and access to teaching materials. It also provides students with insurance career information. The newsletter is intended for secondary educators who teach insurance in any subject. Substantive articles contained in this issue…

Part 3 of a three-part report on fringe benefits in public schools, this study reports fringe benefits received by classroom teachers for school year 1979-80 in the 803 districts that responded to a survey instrument mailed to a sample of 1,808 public school systems. Data on leave provisions, group insurance programs, professional liability…

Life insurance executives, university administrators, faculty, and young humanists held a conference to determine how these young humanists might serve business and how business organizations might help alleviate the current crisis in academia. The topics discussed were the following: "The Situation in Academia Today"; "What Has Been Done to…

The primary objective of national health insurance is to make sure that good medical care is available to everyone at an affordable price. Any plan when first adopted will have a role for both private and government sectors but regardless of the mix, the system should meet certain goals. (Author/BB)

lines insurance needs for adventure education programs. Gives results of a survey (65 percent response rate) of 68 adventure education programs and their insurance coverage or reasons why they had no insurance. Discusses risk management for adventure education programs. (MH)

The Peoria Public Schools' medical self-insurance program has cut administrative overhead in half. Details of the program are examined. (MLF)

The insurance industry has experienced a round of claims costs as a result of recent natural disasters. These costs are passed on to customers. To avoid higher premiums, student-transportation systems can take the following money-saving steps: raise the deductible; beef up driver training; focus on driver retention; and get the fleet's loss…