This document contains witness testimonies and prepared statements from the Congressional hearing called to examine the rise in health care costs and its effect on retirees' health benefits. Opening statements are provided from committee members. The retiree's perspective is given by a retiree and a granddaughter of a retiree who have had their…

Author considered how schools can cut the cost of insurance in almost all areas without endangering their continued existence. (Author/RK)

The second revision of this handbook was developed as a practical tool for insurance management for school administrators. The question-and-answer format has been used to enable the busy school administrator to quickly locate and identify his immediate area of concern. The insurance areas discussed are: insurance on real and personal property…

The dissertation explores criteria for evaluating the performance of trigger mechanisms for determining extended benefit payment periods. A review of the current law is made as well as a brief summary of legislation leading to its passage. A quantitative model using concepts from the Theory of Markov Chains is established which meets established…

In the last decade, the number of people receiving Teachers Insurance Annuity Association-College Retirement Equities Fund (TIAA-CREF) retirement income has more than doubled, rising from 16,700 in 1963 to nearly 37,500 in 1972. Under these circumstances questions arise as to what changes, if any, educational institutions and TIAA-CREF might…

This report contains information on 1,074 school systems that supplied usable data to the Educational Research Service, Inc. national survey of fringe benefits. The system-by-system listing includes data from 541 districts, the remaining 533 preferred to remain anonymous. The first section of the system-by-system listing is concerned mainly with…

Some of the dangers to be protected against and omissions to be avoided in order to cope with rising costs for liability and property insurance. (Author/MLF)

Expresses the view that health is an individual moral obligation, and that the health of individuals will not be improved via a national health insurance program. (SL)

Featured in the third article of the series are management techniques for school insurance record management and for reducing the amount of time school maintenance personnel spend driving from school to school. (Author/MLF)

Videotapes can provide useful records for insurance purposes when schools suffer fire or other calamitous damage. This article describes the production, editing, and storage of videotaped records of the contents of school rooms that contain specialized equipment or materials. (PGD)

The susceptibility of colleges and universities to computer crime is great. While insurance coverage is available to cover the risks, an aggressive loss-prevention program is the wisest approach to limiting the exposures presented by computer technology. (MLW)

Discussion is generated on the rationale for the National Health Service in Great Britain and the broad issues of social welfare and income inequality. (Author/RM)

Outlines common types of insurance pools currently in operation. Provides an evaluation of the advantages and disadvantages schools should consider before making a decision to change their insurance. (MD)

Analyzes the provisions of recent negotiation agreements focusing on effects of technological developments in banking and insurance; general provisions; procedural provisions; and substantive provisions relating to job security, early retirement, working hours, retraining, downgrading, severance pay, and safety and health. (Author/SK)

Stressing importance of insurance coverage for the buildings and contents of libraries, this article covers insurance history, the modern insurance industry, examples of loss experiences, prevention and preparedness, risk management, appraisals and valuations of property, insurance options, and lack of recognition of protective and preventive…