The high cost of providing medical care through Medicaid has prompted the federal government to examine ways to constrain costs. One experiment to limit Medicaid costs is Arizona's Health Care Cost Containment System, under which the state contracts with prepaid health plans to provide comprehensive medical care for a set monthly fee per patient.…

This document contains witnesses' testimonies from the Congressional hearing held in New York to gain that state's perspective on health maintenance organizations (HMOs). The hearing was convened by Robert Blancato and prepared statements from Representatives Mario Biaggi and Thomas Manton are included. Chairman Biaggi's statement calls the…

This booklet is intended to help students gain a broad understanding of the meaning, characteristics, organization, products, and functions of the insurance industry. The following topics are discussed: the concept of and need for insurance; basic principles of insurance (risk assessment, insurability and insurable interest, determination of…

This document contains the text of a Congressional hearing called to explore the issues of catastrophic health care coverage and to examine the responsibilities of Congress in responding to this issue. In his opening statement, Representative Edward Roybal presents H.R. 200, the "USHealth" legislation introduced to deal with catastrophic…

The statements of a number of public witnesses, along with those of two Reagan Administration witnesses, are included in this transcript of a Senate hearing which convened to consider the Federal role in providing access to health care for the economically disadvantaged. According to an opening statement by Senator Robert Dole, the purpose of the…

Since November 1, 1970, doctors in Quebec have been operating under a government-controlled compulsory and universal "fee-for-service" insurance plan. This article reviews resulting changes and examines implications for medical education of "global medicine," team care, external control of costs, and a new role for the…

This module, one of six on teaching consumer matters to low-income groups, focuses on buying insurance. Topics include life insurance (language, types, settlement options), auto insurance, health insurance (standard, health maintenance organizations, medicaid, medicare), tenant's insurance (property damage, liability), what to do in case of loss,…

Risk management encompasses far more than an insurance program alone. The basic elements consist of--(1) elimination or reduction of exposure to loss, (2) protection from exposure to loss, (3) assumption of risk loss, and (4) transfer of risk to a professional carrier. This survey serves as a means of evaluating the methods of application of these…

Ways in which the administrative and regulatory processes function in Quebec are discussed, and the effect of national health insurance on academic medicine is examined. Considered are medical manpower, hospital budgets, the climate of uncertainty brought on by legislation and regulation, and lessons for the U.S. (LBH)

Presents the dispute over allowing private patients to be treated in the National Health Service (NHS) Hospitals in Great Britain. (HM)

Reviews a group of recent research studies concerning the quality of life of middle-aged Americans. (CP)

In this speech to the annual meeting of the American College Health Association, health care services, including Medicare and the role of federal government, are discussed. (JD)

Large increases in health-insurance premiums have caused some institutions to raise deductibles and copayments and reduce costs by adding alternative health care plans, monitoring hospital stays and elective procedures, and establishing their own health insurance plans. (MSE)

Discusses the legal ramifications for employers concerning acquired immune deficiency syndrome (AIDS). Suggests that employers should have in place an AIDS policy that addresses such issues as AIDS testing, employee assistance programs, and health insurance coverage. (CH)

Presents the options available in risk management insurance and group health insurance programs, while outlining recent changes in the industry and their effects on school risk management programs. (MD)