A sample of 204 Canadians were presented information in 3 formats--matrix table, summary, and combination--with which to choose an appropriate credit card. Summary ratings of credit cards combined with a table of fees, interest rates, and grace periods reduced information processing efforts and led to better consumer decisions. (SK)

With data from the Survey of Income Program Participation, a structural model analyzed decision to use child care of married and single mothers. Simulations indicated that a refundable child care tax credit would distribute child care benefits more equally and would also increase labor force participation of mothers. (SK)

In the process of restructuring its debt and taking on additional debt, Franklin Pierce College (New Hampshire) accepted the consequences of a downgrade in its investment-grade rating. This resulted in a successful bond sale, with bonds carrying an insured single-A rating. Events leading up to the restructuring and credit issues considered by the…

Examines higher education in Indonesia, Nicaragua, and Vietnam to illustrate how use of a credit system is linked to policies and institutions associated with capitalist, market-based economies, and how the credit system, embedded within a network of other educational practices, has transformed the university into an institution focused more on…

Auditing school districts on a regular basis hasn't been part of the comptroller's job description in New York for 20 years. That began to change 18 months ago, when accusations arose about expenses made by a former administrator in Roslyn, a 3,300-student system in an affluent Long Island community. Questionable spending has come to light in more…

Students struggle with the subject of secured transactions under the Uniform Commercial Code. In this article, the author presents a method that uses balance-sheet information to help students visualize the difference between secured and unsecured creditors. The balance sheet is also used in the Uniform Commercial Code process, in which one must…

The purpose of this investigation was to assess implementation aspects of a peer-delivered Corrective Reading Program (CRP), entitled "Project PALS" (Peer Assisted Learning System), in six area high schools. Specifically, high schools provided details on the following aspects of their programs: school and teachers, students receiving peer…

The federal role in education finance is commonly seen as compensatory. The federal government gives large sums of money to low-income schools and school districts through programs such as Title 1. Yet, this view of federal aid is based solely on direct educational expenditures. The federal government and state governments also support schools…

In most states, students who sit for the certified public accountant (CPA) examination are now required to have 150 credit hours of college education. In this article, the authors examined the effects of this requirement on the career intentions of women and minorities. The authors collected data from 600 accounting students and the results…

This report looks at the ways that credit-based transition programs (CBTPs) may help middle-and low-achieving students enter and succeed in college. It highlights promising practices used by CBTPs to help students who might have been considered noncollege-bound prepare for college credit course work. The report also discusses the challenges that…

A group of rural districts benefited when various agencies that were offering professional learning experiences combined their efforts into one, more comprehensive program. Now teachers can earn graduate credits, renew their licenses, or renew their energies, through one center.

Using a national longitudinal sample of 5,257 young people who were pursuing the bachelor's degree, we studied how credits in intensive high school mathematics courses affected their completion versus noncompletion of the degree. Finishing one unit in any of four intensive math courses more than doubled the likelihood that participants would later…

On 4 of 7 days in each unit of an undergraduate human development course, students responded in writing to specific questions related to instructor notes previously made available to them. The study compared the effects of three writing contingencies on the quality of student writing and performance on major multiple-choice exams in the course. …

This report provides annualized enrollment information for the Wyoming community college system for the 2007-2008 academic year. During this year, credit headcount at Wyoming's community colleges has increased by 4.8%, and now exceeds 24,000. The report also indicates that a once prevalent difference between the enrollment of men and women is…

Published annually since 1997, Newark Kids Count tracks key trends in child health and well-being in New Jersey's largest city with the latest statistics available. Newark Kids Count includes the latest statistics, along with five-year trend data, in the following areas: population and demographics, family economic security, affordable housing,…