This 30-minute videotape takes an in-depth look at World Wide Web business transactions, potential risks, client privacy and security issues by asking businesses and consumers how they do business on the Internet. Also featured in the program is advice about choosing a secure password, the use of credit cards for Web purchasing and a review of…

Although 1997 saw many states enact tax cuts affecting families, 1997 cannot be characterized as a significant year for state tax relief for "poor" families. However, some states did make changes that will help the poor. These changes include: enactment of earned income tax credits (EITC) in two states (Massachusetts and Oregon), income…

This keynote address discusses ways undergraduate education is changing in terms of the diversity of students, financing education, and time required for graduation. How these changes affect academic advisers is the focus of the piece. The article is a response to a college administrator's charge to advisers to adapt to the new face of…

Interest rates can significantly influence people's behavior. When rates decline, homeowners rush to buy new homes and refinance old mortgages; automobile buyers scramble to buy new cars; the stock market soars, and people tend to feel more optimistic about the future. But even though individuals respond to changes in rates, they may not fully…

Although a growing theoretical literature points to credit constraints as an important source of inefficiently high child labor, little work has been done to assess its empirical relevance. This paper examines the direct effect of a transitory income shock on household child labor choices, as well as the extent to which access to credit helps…

Middle school students enjoy personal finance because it involves making decisions about their lives, both in the present and in the future. This teacher's guide and student workouts package consists of 17 economics lessons for students at grades 6-8 that are divided into 5 theme areas: the economic way of thinking; earning an income; saving;…

An increasingly popular approach to addressing child care needs of Americas families is to give state tax credits to employers that provide child care assistance to their employees, thereby permitting the employer to offset part of its child care expenditures against its state tax liability. Currently, 28 states have such tax credits, and a…

This chapter addresses the plight of migrant secondary students moving across district lines and encountering challenges such as credit accrual and lack of academic resources. Although graduation requirements differ from state to state, they all amount to a kind of bookkeeping that determines whether a student graduates from high school. The…

This booklet is intended to help individuals who received William D. Ford Federal Direct Loans as students manage the repayment process. Following an introduction, explanations are offered for how the principal balance of the loan is determined and how interest rates are applied. The following sections explain the four different repayment plans,…

States increasingly are offering high school students the opportunity to take postsecondary courses for reasons that range from academic to economic. Some states allow students to earn postsecondary credit for postsecondary classes while others do not. In some states, school districts pay the costs of such courses or the tuition is paid from a…

Federal rules allow states to use Temporary Assistance for Needy Families (TANF) block grant funds to help pay for a child care tax credit. States also have the option to count a portion of the cost of a child care tax credit toward their "maintenance of effort" requirements under the TANF program. There is an important limitation on…

This report documents the results of the transcript evaluation process for British Columbia (BC) college transfer students who applied to the University of Victoria (UVic) for the winter 1998/99 session. It examines the extent to which BC college credits were transferable/transferred to UVic and the reasons why they were sometimes not…

In 2003, the Legislature passed Senate Bill 5135, which directed each public four-year college and university and the State Board for Community and Technical Colleges (SBCTC) to develop policies to ensure that undergraduates complete their degree and certificate programs in a timely manner. These policies were to address students who do the…

Education is a fundamental value of the people of Florida, whose state constitution even calls for a "high-quality system of free public schools." But rather than live up to this commitment, the state--led by Governor Jeb Bush and a Republican legislature--has embarked on a series of programs that undermine public education. This report examines…

What factors affect student success in AP courses? The College Board's Advanced Placement Program (AP) is widely recognized as the premier program for advanced placement and credit by examination. Originally established in 1955 as an opportunity for a few elite groups of students to take on college level work, the AP program has expanded to…