A study at California State University, Fresno investigated the relationship between Perkins' Loan recipients' (n=429) credit records, loan default rates, and age. For eight different age groups, credit checks revealed student distribution in four credit categories. Results show credit checks could have saved the program a great deal of money.…

Explains the use of forwards, futures, swaps, and options in international currency trading. Argues that pricing options are based on the same basic principles as pricing other financial instruments. Concludes that, although financial markets have developed several new products, hedging and speculation involve similar processes. (CFR)

Data from Taiwanese cohorts show that parental investment in children is affected by credit constraints; early-born children do poorly, especially females; in poorer families and older cohorts, older sisters increase younger siblings' education; and in younger cohorts and richer families, effects of family size and gender composition are weaker.…

Provides an annotated bibliography of introductory and in-depth resources, including books, software, and videocassettes, for elementary and middle school students that relate to economic principles including spending and saving money, borrowing, credit, inflation, the banking system, and the stock market. (LRW)

Development of a national higher education market in Australia provides the opportunity for open-access universities to develop recruitment strategies based on the experience of North American institutions. Implications are drawn for focusing on student learning potential, reorganizing the curriculum, integrating recruitment and teaching/learning…

This study used Tobit analysis to estimate retention probabilities and credit hours at two universities. Tobit was judged as appropriate for this problem because it recognizes the lower bound of zero on credit hours and incorporates this bound into parameter estimates and forecasts. Models are estimated for credit hours in a single year and…

As location becomes less relevant to education choices, the need for a more comprehensive credit articulation policy increases. The Southern Regional Education Board's (SREB) Distance Learning Policy Laboratory is working to develop a plan that would facilitate credit articulation among the SREB's 16 states. Discussion includes challenges and…

Privatization will not go away. As public schools privatize more and more educational services, differences between enrollment in public and private schools will blur. Private corporations can more easily adopt new service-delivery technologies. States and school districts are responding with public-school choice and tuition tax credits. (MLH)

Transition courses for licensed practical nurses moving into associate degree programs and for registered nurses earning bypass credit in bachelor's degree programs was evaluated through surveys of 237 students and graduates, 68 supervisors, and faculty. Students invested half the time and money as regular students; they wanted better advisement…

Evidence from 100 women in women-only reentry courses suggested that any form of assessment and credit may deter the target audience. Assessment imposes requirements that may reduce program effectiveness. Noncredit programs for disadvantaged women are recommended. (SK)

Librarians at the University of Florida partnered with the Anthropology department to develop a peer-to-peer program to provide outreach to undergraduates taking anthropology courses. Discusses the development and implementation of the peer instruction program and presents results of the surveys that evaluated the program. (Author/AEF)

Describes an online, for-credit information literacy class developed at the California State University, Hayward library to meet student needs and to explore the potential of distance education. Describes course content and discusses findings that suggest that students are less prepared to function in a Web-based distance education environment…

Notes that providing in-home child care has tax-saving advantages unlike any other business, which many providers do not understand and utilize. Describes how many day care providers overpay their taxes each year because they do not understand the "time-space-percentage." Defines time-space-percentage and lists five steps in analyzing…

A "professor librarian" at the State University of New York (SUNY) at Cortland discusses the origins of her dual role; evolving and morphing roles; technology instruction in library education; reasons that librarians make ideal teachers of computer applications; problems with and benefits of the librarian as professor; and future…

When mature students enter higher education they bring with them a wealth of knowledge and experience gained in their lives outside of education. A majority of higher education institutions in the UK and elsewhere around the world have now set up systems for recognizing and accrediting such learning. However the processes of assessing learning…