This study illustrates a need to better understand institutional aid programs and officers. From a discussion of the personal and professional characteristics of aid officers and the operational characteristics of financial aid programs, an over-riding characteristic of concern for the welfare of the individual student is indicated. (CA)

Outlines procedures used to select best system to arrive at students' financial needs. (IR)

Reviews comments by United States Secretary of Education Terrel H. Bell about the future federal role in higher education. The role will be confined to student financial aid and support for research. Bell's statements about the quality of higher education are also included. (SR)

A list of financial aid dissertations is provided. It is hoped that the list, which was obtained from "Dissertation Abstracts," will serve as an impetus for readers to pursue further research and to provide recognition for the authors who are building a foundation for the financial aid profession. (MLW)

In most cases, individuals filing for bankruptcy to discharge student loans are those who encountered difficult life circumstances, not middle-class college graduates who refused to pay for their education. Many courts have interpreted the Bankruptcy Code's "undue hardship" provisions too harshly and without compassion. (70 footnotes)…

Colleges and universities are finding that improvements in the guaranteed student loan process are making it more attractive than direct lending. In its third year, the direct lending program's total loan volume remains at 33%, well below the 50% goal set in originating legislation. Even some of its strongest supporters fear the program will have…

Evaluates the budget savings potential of four methods of reducing the costs of the federal student loan program: (1) eliminate excess returns to private lenders; (2) eliminate excess administrative costs; (3) reduce the subsidy; and (4) ration directly by denying loans to some. (JOW)

Since publication of the British government's white paper, "Top-up Loans for Students" in November 1988, public debate has been confined to loan proposal merits. A proposal to exclude full-time college students from the social security system has been neglected. This article examines the proposal's rationale and its implications for…

The Secretary of Education discusses the condition of postsecondary education in the United States. Focuses on student loan programs and the high default rate. Indicates that schools must work with the Department of Education to reduce the default rate. (JOW)

Congress substituted direct federal loans for federal guarantee of private loans for postsecondary education. Budget savings were overestimated because credit risks, recognition of administrative costs, and increases in administrative and borrowing costs were ignored. Savings could have been achieved by reducing returns to private lenders and…

Using the example of France, Bishop recommends a U.S. training mandate involving a training tax and incentives. Lynch argues that a broader array of options is needed to meet the training needs of new workers, displaced workers, and the unemployed. (SK)

Discusses how the direct-lending program, popular with colleges, may be doomed; a lawsuit and changing political fortunes pose threats to the system. (EV)

Nebraska's statutes require the Coordinating Commission for Postsecondary Education to prepare biennially the "Tuition, Fees and Financial Aid Report." This report studies the public policy issues relating to tuition, fees, and financial aid for students in Nebraska. It examines the significant, interrelated issues facing the state's…

In his State of the Union, the President made it clear that the most important contest this country faces today is not between Democrats and Republicans, but with competitors around the world for the jobs and industries of our time. To win that contest and secure prosperity for all Americans, the nation must out-innovate, out-educate, and…

The mission of the Nevada System of Higher Education (NSHE) is to provide higher education services to the citizens of the State at an excellent level of quality consistent with the state's resources. The information in this report is provided by the financial aid officers at each NSHE institution. Each fall, institutions submit a detailed…