A survey of Canadian undergraduates found that when all else is held constant, students with positive attitudes toward debt are more likely than others to have an Ontario Student Assistance Plan loan. (EV)

This paper examines the effects of student loan repayment on household economy in Norway. Using data from two nationwide interview-based surveys on the financial position of Norwegian households, we analyse the financial position of households currently repaying student loans compared with households without such loans along several demographical…

This paper studies the nature and impact of credit constraints in the market for human capital. We derive endogenous constraints from the design of government student loan programs and from the limited repayment incentives in private lending markets. These constraints imply cross-sectional patterns for schooling, ability, and family income that…

"The Condition of Education 2017" is a congressionally mandated annual report summarizing the latest data on education in the United States. This report is designed to help policymakers and the public monitor educational progress. This year's report includes 50 indicators on topics ranging from prekindergarten through postsecondary…

This hearing is the third of three on reauthorization of the Higher Education Act, and focused on the core mission of the act, removing financial barriers to college. Statements and testimony are included from: Honorable Jason Altmire, Congressional Representative from Pennsylvania; Honorable Ruben Hinojosa, Chairman, Subcommittee on Higher…

In November of 2007, Alberta Advanced Education and Technology contracted Insightrix Research, Inc. to conduct a survey of individuals who graduated from post-secondary institutions in Alberta in the fall of 2005 or the spring of 2006 (excluding apprenticeship graduates, who are surveyed through a separate initiative). The purpose of the survey is…

This study examines the philosophy, strategic principles, and public funding mechanisms that form the "Vermont model" of postsecondary education finance and involve a "high tuition, high aid" finance strategy as an alternative to the predominant practice of heavily subsidized student-related postsecondary costs through taxpayer…

This annual report of the Alabama Commission on Higher Education describes new academic programs approved, allied health programs, off-campus instruction, computer-based articulation, rising junior exam, the Academic Common Market, educational technologies, Governor's Conference on Higher Education, Eminent Scholars Program, Meharry Medical…

A study was done to evaluate the ability of medical residents to repay their Stafford loan educational debt with a repayment deferment limit of 2 years. Using data on 1990 medical school graduates, the study compared medical residents' educational debt burdens to a financial hardship indicator keyed to loan default prevention. Results indicated…

This guide for student first-time borrowers presents the basic facts about subsidized Federal Direct Stafford/Ford Loans and Federal Direct Unsubsidized Stafford/Ford Loans. Components of the guide include: (1) a section providing such information as amounts that can be borrowed, interest rates, loan fees, the various repayment plans, and loan…

This study examined the rate of participation in, and default on loans from, the Federal Parent Loans for Undergraduate Students (PLUS) and the Federal Supplemental Loans for Students (SLS) programs. In particular the study sought to know the volume of loans made to students or parents of students attending proprietary (trade) schools and other…

The House Subcommittee on Human Resources and Intergovernmental Relations met to hear testimony from leaders in government and higher education on managing the federal direct student loan program. Focus was on the Department of Education's plans to correct existing management problems of the Guaranteed Student Loan Program and implement the…

This document reports oral testimony and prepared statements of persons who testified at hearings on the financial difficulties confronting the Higher Education Assistance Foundation (HEAF) and the impact that situation has on the Stafford Student Loan Program of the Department of Education. Witnesses included: Lauro F. Cavazos, U.S. Department of…

A guide for college administrators who are responsible for loan collection in the repayment of National Direct Student Loans (NDSL) is presented. Attention is focused on the difficulties created by loans with different terms and conditions. Repayment terms are discussed, and formulas are presented that are necessary to calculate the number and…

Testimonies are presented on two bills to amend the revenue bond section of the Home Rule Act to permit the District of Columbia to sell revenue bonds to borrow money to finance student loans. The issue regarding H.R. 6010 and H.R. 6276 is whether the District should be allowed to make its own determination regarding the advisability of…