Data from the National Postsecondary Student Aid Study (NPSAS) (National Center for Education Statistics) show that the majority of students are turning to loans to finance college, and debt levels are escalating. Thirty-nine percent of student borrowers now graduate with unmanageable levels of debt, meaning that their monthly payments are more…

This guide is designed to assist schools with their Federal Family Education Loan (FFEL) Program and William D. Ford Federal Direct Loan (Direct Loan) Program cohort default rate data. The guide is intended as a reference tool in understanding cohort default rates and processes. Material is organized into four parts: (1) Introduction; (2) General…

The factors that affect graduate school aspirations and attendance were studied in light of the fact that student loan borrowing has more than doubled in the past decade. Using data from two surveys conducted by the Higher Education Research Institute, this study investigated the educational degree aspirations of two separate college cohorts, one…

During a symposium on ensuring student loan repayment, writers were recording best practices and ideas for improvements in student loan programs. The chapters of this handbook are organized in the same way that the symposium discussions occurred. Chapter 1 summarizes recent trends in student loan defaults and the general themes that emerged during…

This hearing was held to consider whether the student loan programs of the Department of Education place tax dollars at risk. In his opening remarks, Representative John L. Mica (Florida) pointed out that for nearly 10 years, the U.S. General Accounting Office has labeled these programs as a high risk for fraud, waste, abuse, and mismanagement. In…

During the 1999-2000 academic year, about 16.5 million undergraduates were enrolled in postsecondary institutions for all or part of the year as full- or part-time students. More than one-half of them received some type of financial aid from federal, state, institutional, or other sources to meet their educational expenses, receiving, on average,…

This form is used to renew an application for federal and state grants, work study, and loans. The renewal version contains preprinted information that the student reported for the 2002-2003 school year. As a result, it is faster and easier for the student to use than the Free Application for Federal Student Aid (FAFSA). The form contains…

The Alaska Commission on Postsecondary Education's (ACPE) Institutional Relations Review seeks to provide the postsecondary schools in Alaska with information that pertains to the daily involvement with the Alaska Student Loan Programs, Institutional Authorization, Compliance Audit functions and other related subjects. This first edition also…

The Alaska Commission on Postsecondary Education's (ACPE) Institutional Relations Review seeks to provide the postsecondary schools in Alaska with information that pertains to the daily involvement with the Alaska Student Loan Programs (ASLP), Institutional Authorization, Compliance Audit functions and other related subjects. Four issues were…

The Alaska Commission on Postsecondary Education's (ACPE) Institutional Relations Review seeks to provide the postsecondary schools in Alaska with information that pertains to the daily involvement with the Alaska Student Loan (ASL) Programs, Institutional Authorization, Compliance Audit functions and other related subjects. Four issues were…

The two essays in this document address the many challenges facing liberal arts colleges today. "The Threats to Liberal Arts Colleges" (Paul Neeley), holds that the most serious threat to liberal arts colleges is not ideology or technology but instead it is the marketplace. Competition within the liberal arts sector leads the best schools to spend…

This publication, in English and Spanish, describes the student financial aid programs of the U.S. Department of Education. It outlines things a student should ask about a college and discusses paying for college. Federal student aid includes grants, work-study, and loans. Chapters of this guide provide information on the following: (1)…

This publication explains what federal student financial aid is and what types of student aid are available. Two introductory sections present: federal student aid at-a-glance (what it is, who gets it, and how to get it) and finding out about student aid. The first section presents general information on the following subjects: student…

A brochure describes how student loan default can cause permanent damage to an individual's financial future. and how to prevent default. A student loan is a legal promise. In exchange for help funding one's education, a promise is made to repay the education loan. The promise is made by signing a Promissory Note for any funds borrowed. Loan…

In fiscal year 2004, lenders made about $65 billion in loans through the Federal Family Education Loan Program (FFELP) to assist students in paying for postsecondary education. The Higher Education Act (HEA), which authorizes FFELP, broadly defined eligible lenders, including schools. The Department of Education's (Education) Office of Federal…