Various ways of financing career change are discussed: student financial aid through state and federal programs, college and university programs, alumni groups, minority programs, religious groups, etc. A list of sources of aid for women, organizations that aid minorities, and a list of publications on financial aid are also included. (CT)

Since 1972, the Nixon and Ford administrations have sought to terminate two major "campus-based" student aid programs (Supplemental Educational Opportunity Grants and National Direct Student Loans), and to reduce funding of a third, College Work-Study. The policy has been renounced by both Congress and the academic community. (LBH)

Data on National Direct Student Loan Program borrowers at the University of North Carolina illustrate the use of a discriminant function analysis model and an alternative model identifying characteristics of borrowers who repay and borrowers who default. The alternative model--the Tobit technique--includes data on the magnitude of the default.…

The Education Department's calculation of student loan default rates is disputed. New Education Department regulations will strip federal loan money from students attending schools where large numbers of former students have defaulted. (MLW)

Parents, students, and consumers are assessing whether higher education is worth its current price. There has been a major shift in who pays for higher education and cyclical chain of distributing the costs of education has created a major shift from parent to student. (MLW)

Congress is considering major changes in federal student aid programs that, if approved, would result in the largest increase in the cost of college in the nation's history. Colleges and universities must now consider how reduced federal student aid would affect their enrollment, and make federal policymakers understand the potential impact of…

The three basic kinds of federal student financial aid to college students are described: federal student loans (direct lending, both subsidized and unsubsidized); campus-based aid (Supplemental Educational Opportunity Grants, work-study programs, and Perkins Loans); and Pell Grants. Some details of program design and recent changes are noted.…

This article reports on efforts of various private colleges to attract students, including admission of more students, large tuition discounts, achievement-based scholarships, and loans which convert to grants if academic achievement is high. Efforts are intended to attract more middle-income students away from the cheaper public institutions. (DB)

An analysis of the federal Stafford Student Loan Program summarizes its successes, limitations, and numerous problems and explains why reform has not yet occurred. A policy stalemate in Congress, lack of a well-developed reform alternative, and newly professionalized and mobilized interest groups are seen as making change unlikely. (Author/MSE)

The arguments for and against student loans in Singapore are presented, with tables detailing trends in financing higher education. The paper concludes that such conditions as full employment, high private returns to higher education, and an efficient financial infrastructure suggest that student loans can be efficiently and equitably utilized in…

Analysis of effects of different student financial aid types on year-to-year persistence of high school seniors of 1980 found social and educational background had differential effects at different points in the college experience, college experiences were influential, student aid had a positive effect on persistence, and loans promoted…

Two years into its new life as a private company, the Student Loan Marketing Association (Sallie Mae) is both creating a division to handle the processing and clerical duties of college financial aid offices and backing away from a short-lived move into the business of underwriting college bonds. The agency also originates government-subsidized…

This study informs public policies regarding the use of subsidized loans as financial aid for community college students. Using logistic regression, it analyzes the National Center for Education Statistics' Beginning Postsecondary Students (BPS 90/94) data to predict persistence to the second year of college and associate's degree attainment over…

In this article, the author investigates the relationship between undergraduate student loan debt and degree attainment. Using data from the Beginning Postsecondary Student (BPS) surveys in 1995-1996 and 2000-2001, she examines whether the relationship between debt and degree attainment is different for students with different parental income…

The U.S. Congress has mandated that the National Center for Education Statistics (NCES) produce an annual report to help inform policymakers about the progress of education in the United States. Using data from across the center and from other sources of education data, "The Condition of Education 2015" presents 42 key indicators on…