It is more important than ever for colleges and universities to manage the resources they have and guard against unnecessary loss. Student bad debt is one loss that can be resolved. A study identified certain predictors of student bad debt, including academic indicators and student characteristics, and offers suggestions to institutions for…

Uses National Postsecondary Student Aid Study data to analyze the characteristics of student loan recipients and compare defaulters and nondefaulters along various dimensions, including demographic profiles, socioeconomic characteristics, and educational attainment. Borrowers from low-income households and minority groups, high school dropouts,…

The debate over the future of the student loan program has often been so rancorous that it obscures rather than illuminates the issues. The college student loan program of the future will be characterized by the acute need for excellent customer service, dependence on advanced communications technology, and intense competition among service…

Examines data from annual surveys of member institutions of the Association of Schools and Colleges of Optometry concerning cost of education, student financial assistance, and student indebtedness. Twelve tables and six figures detail cost and indebtedness factors from 1989/90 through 1996/97. Finds costs and indebtedness have gone up…

Discusses how, as more countries have instituted or increased tuition, student loans have spread. But the programs are a flop in much of the world, raising fears that many low-income people will be shut out of higher education. (EV)

This article discusses a summary report of the disadvantaged groups' access to higher education in China. In this article, the author discusses the definition of "disadvantaged groups" as defined by economists, jurists, and sociologists. The author also discusses the analysis of the direct and indirect causes for China's disadvantaged…

In November of 2007, Alberta Advanced Education and Technology contracted Insightrix Research, Inc. to conduct a survey of individuals who graduated from post-secondary institutions in Alberta in the fall of 2005 or the spring of 2006 (excluding apprenticeship graduates, who are surveyed through a separate initiative). The purpose of the survey is…

This analysis studied combinations of different types and sources of undergraduate financial aid, called packages, and showed the percentage of undergraduates receiving these packages and the average amount awarded in each types of package. The 1989-90 National Postsecondary Student Aid Study (NPSAS:90) provided the data used for the study.…

The Ontario Student Loan Program has experienced problems with default on student loans, as have loan systems in other countries where governments rely mainly on banks and special departments of quasi-public institutions to monitor or police the borrowers. This report discusses the need for radical modifications of the student loan program to…

This booklet is designed to help prospective college students and their parents estimate college expenses, understand the financial aid process, become educated consumers of financing alternatives, and manage the repayment of education loans. It provides worksheets on how to figure direct and indirect college costs and how to save for college,…

This booklet contains suggestions to assist Alaskans interested in postsecondary education through the process of selecting a school, a program, and a financial plan. The document proposes as a first step that potential students research fields in which they are interested, talk to people in the field, confer with high school and college…

This document provides information for postsecondary institutions to allow them to review and correct errors in the federal student loan program cohort default rate data that the guaranty agencies provide to the U.S. Department of Education prior to the final calculation of official cohort default rates. Data are provided to schools through a new…

This report describes the activities of the New York State Higher Education Services Corporation (HESC) during the 1995-96 fiscal year. It provides an overview of student and parent financial aid programs, including the Tuition Assistance Program (TAP), the largest state grant program in the United States. Major advances reported for 1995-96…

This document on contingent student assistance repayment plans in Ontario universities contains a paper on policy options for repayment plans and the manual for a simulation model for testing policy options. The policy options paper begins by describing the contingent repayment concept in which the test for receiving a public subsidy is shifted…

This publication discusses areas of concern in the Department of Education's management and oversight of postsecondary student financial aid programs, especially the Federal Family Education Loan Program (FFELP), the Federal Direct Student Loan Program (FDSLP), and the Federal Pell Grant Programs. The General Accounting Office determined that, in…