This document presents federal student loan cohort default rates for postsecondary institutions including, two- and four-year colleges, universities, church-affiliated schools, historically black colleges and universities, tribally controlled schools, and proprietary vocational schools. Each listing, sorted by Office of Postsecondary Education…

This package is a collection of 12 transparencies to accompany a discussion of reasons to go to college and how to pay for college. The first sheet is an introduction, and the second poses the question "Why go to college or career school?" The third transparency summarizes topics related to paying for college or career school, and the rest of the…

This collection of tables is a compilation of 1998 default rates of institutions of higher education participating in the federal Perkins Loan program and is based on the cohort of borrowers who entered repayment status in the 1996-97 reporting period. Data are presented by state and by individual institution and include: (1) number of borrowers…

This study examines the debt of 1992-93 bachelor's degree recipients in light of their financial circumstances in 1997, approximately 4 years after they earned their degrees. First, it reviews the amount they borrowed as undergraduates, including amounts borrowed through student loan programs, from parents, and from other private sources. It also…

This guide, written in Spanish, describes federal student aid programs for postsecondary education and how to apply for them. It begins by outlining sources for learning about student aid, such as school financial aid administrators, state higher education agencies, foundations, organizations related to particular fields of interest and toll-free…

This collection of tables is a compilation of 1998 school cohort default rates for fiscal years(FY) 1995, 1996, and 1997 for all schools that are currently participating in any Title IV student financial assistance program. Schools are listed by state in descending order by cohort default rate. Foreign schools are listed following the state…

This is a chapter from author's forthcoming book entitled Statewide Coordination of Higher Education. (IR)

Traces economic milieu for higher education investments from the reconstruction period through the "Brown" era to the retrenchment era of the 1980's; describes federal, state, and institutional investment strategies and investment rates; and considers ways to aid in augmenting social and private returns to institutional higher education…

Acknowledging the necessity of student loan programs, legislative and judiciary efforts have been made to strengthen them. Refusing bar admission to students who have defaulted on loans is especially appropriate action, since lawyers must maintain the highest standards of propriety and justice. (MSE)

Adoption of the Higher Education Act Amendments of 1992 formalized a significant shift in federal financial aid policy from grants to loans. A case study of the federal policy-making process and the effects of incremental and fragmented decision making, this legislation illustrates how shifts in the power of actors and constraints in the…

A study analyzed characteristics of 392 University of Dayton (Ohio) students borrowing through the Perkins Loan Program to discover their relative impact on loan default behavior, and developed a model to help predict individual potential defaulters. Financial aid policy recommendations aimed at reducing default costs at the institution are…

Tuition and financial aid affect higher education access and institutional budgeting practices. California's public system has the lowest fees for community college, midrange for the California State University, and highest for the University of California. Although Federal Pell and State Cal Grants soften the tuition burden, the system relies…

Student loans remain the most popular student-assistance program, because loans let lawmakers stretch federal dollars. Students have lost ground in the battle to keep up with rising tuition, etc. As an example students at the University of Illinois (Chicago) are borrowing three times as much as they did five years ago. (MLW)

This study examines attitudes of Americans toward borrowing to finance educational expenses over the period from 1959 to 1983. The study finds that Americans have had a consistently favorable view toward educational loans. People from low-income backgrounds are less likely to have a positive attitude toward borrowing. (Author/MLW)

Creating separate student-aid programs for the proprietary and nonprofit sectors of higher education will be one of the most bitterly debated issues in the upcoming reauthorization of higher education law. A major point of contention is the matter of hugely disproportionate default rates among students in the different sectors. (MLW)