Higher education costs in the United States have increased by 69% in the last decade. Simultaneously, state legislatures have decreased the level of funding provided to institutions of higher education while states have initiated campaigns to encourage students to obtain a post-secondary education. With increased costs, decreased support, and…

These tables present data from four administrations of the National Postsecondary Student Aid Study (2003-04, 2007-08, 2011-12, and 2015-16) showing trends in how graduate students financed their education. Data include the demographic attributes and academic characteristics of graduate students and the average price of attendance for the programs…

The recent closure of multiple large, proprietary (or private, for-profit) institutions of higher education (IHEs) has brought into focus the extent to which a postsecondary student's education may be disrupted by a school closure. However, even in instances of a small IHE's closure, student concerns remain the same. Concerns include the…

Each year, National Association of State Student Grant and Aid Programs (NASSGAP) completes a survey regarding state-funded expenditures for postsecondary student financial aid. This report, the 50th annual survey, represents data from academic year 2018-19. This report provides data regarding state-funded expenditures for student financial aid…

One-third of student loan debt is delinquent or in default, creating a crisis in the United States economy and the lives of the students (Friedman, 2020 U.S. Department of Education, 2019). A more complex story is that of the African American student with default rates five times more than their majority counterparts (Mishory et al., 2019;…

At a time when Wisconsin faces severe workforce shortages in several key sectors and demand for skilled workers has skyrocketed, enrollment in the state's colleges and universities has generally been declining even faster than the national trend. Enrollments in Wisconsin across all public and private institutions were falling even prior to the…

This is the executive summary for the report, "A Little Help: Is Financial Aid Keeping College Affordable in Wisconsin?" This study finds that Wisconsin has not prioritized financial aid programs in recent years despite their potential benefits to the workforce and students, particularly low-income students and those of color. State…

More than ever before, young Americans who attend college are being saddled with formidable financial debt, placing an incredible burden on them precisely at the time when they are seeking to launch their careers. As this national conversation over college affordability continues, there is a particular urgency to address the concerns of student…

This article presents research on persistence among at-risk students using network analysis following multiple linear regression (MLR). Data on a population of enrolled undergraduate students at an urban-serving university over several years (P = 35,239) is tested using multiple linear regression. Variables interacting at different dimensions of…

"Fault Lines in Borrowing: Academic Outcomes of Students in Default" examines factors influencing and influenced by loan defaults among students at Valencia College in Orlando, Florida. The findings demonstrate that loan defaults and their harsh penalties are strongly associated with poorer academic persistence and completion. The paper…

In 2014, ACCT and TICAS partnered to examine student loan default at nine community colleges and explore administrative practices aimed at addressing students' default risks. At each college, we analyzed cohort default rate data and uncovered notable trends and populations at higher risk, identified default-reduction strategies the college was…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

The Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are authorized to be made only through the Direct…

Objectives/Research Question: This study aims to explore who transfers between 2-year colleges (lateral transfer students) and how these students fare in terms of degree attainment. More specifically, this research explores two research questions: (1) What are the predictors of lateral transfer? (2) Is lateral transfer associated with degree…

The purpose of the U.S. Department of Education's (Department's) fiscal year (FY) 2022 "Agency Financial Report" (AFR) is to inform Congress, the President, other external stakeholders, and the American people on how the Department used the federal resources entrusted to it to advance the mission of the Department to promote student…