Starting in September 2017, the first borrowers became eligible and began applying to have their loans forgiven through the Public Service Loan Forgiveness (PSLF) program. The US Government Accountability Office (GAO) was asked to review the PSLF program. This report examines the (1) number of borrowers pursuing PSLF and the extent to which the…

The English tuition fee system is designed to be progressive and to ensure that higher education is well funded. As the Government considers how it could be improved, many former detractors are recognising we could do far worse and fear change. This paper proposes a solution comprising three interdependent policy changes without a significant…

Student debt, some might contend, is a purely financial matter and begins long before students ever arrive on a college campus. Responding to composition's relative disinterest, this article looks to begin the conversation regarding debt's place in the teaching of writing. Against the transactional mechanism lenders insist it to be, debt, as the…

This First Look report presents selected findings about student financial aid during the 2017--18 academic year. These findings are based on data from the 2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC). NPSAS:18-AC is a national study of undergraduate and graduate students enrolled any time between July…

This Summary presents selected findings from "2017-18 National Postsecondary Student Aid Study, Administrative Collection (NPSAS:18-AC): First Look at Student Financial Aid Estimates for 2017-18. NCES 2021-476." The full report is about student financial aid during the 2017-18 academic year. These findings are based on data from the…

Differences by race and ethnicity exist in student borrowing trends. Statistics about debt loads, repayment trends, default rates, and forgiveness opportunities routinely appear in research papers, policy briefs, talking points, and news reports. But real progress over time depends on setting up the right conversation and narrative. So far, too…

Postsecondary students face a myriad of complex financial decisions and tasks, such as financing their education, choosing a major with a return on investment, budgeting, and crafting repayment strategies for credit card and student loan debt(s). With respect to student loans, many borrowers feel "burdened by the repayment process" and…

The federal student aid system has emerged as the primary source of funding for students pursuing a wide range of subbaccalaureate credentials. But the eligibility rules for federal student aid, offered under Title IV of the Higher Education Act, require a minimum program length of 600 hours for Pell grants, despite little evidence showing that…

Millions of college students, across the nation and in California, benefit from financial aid that reduces the amount students and families must pay for tuition and fees, supplies, and living expenses like food, housing, and transportation while enrolled. In California, concerns about college costs and affordability have in recent years expanded…

U.S. citizens or permanent residents, enrolled at least half time in a qualified program at a participating school, not in default on a prior federal student loan, and not previously convicted of a drug offense while receiving federal financial aid are eligible to apply for a student loan. The chart presented in this report summarizes the interest…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

Student loans have become a cornerstone of democratized access to higher education. This dissertation contributes a novel approach to conceptualizing the student loan issue: students as consumers--both of college and of the student loans themselves. Through a mixed-method in-depth study of a graduating cohort at a public flagship university, I…

The world of student loans and debt forgiveness for teachers is a patchwork of overlapping programs, contradictory regulations, and expensive subsidies that date back to Dwight D. Eisenhower's signing of the National Defense Education Act of 1958. The 60-year experiment in using federal loan dollars to encourage students to become teachers could…

The federal role in higher education has grown over the past two decades, and now a new administration has the opportunity to strengthen policies that support students and their colleges and universities. To help inform these decisions, the Urban Institute convened a bipartisan group of scholars and policy advisers to write a series of memos…

The federal role in higher education has grown over the past two decades, and now a new administration has the opportunity to strengthen policies that support students and their colleges and universities. To help inform these decisions, the Urban Institute convened a bipartisan group of scholars and policy advisers to write a series of memos…