Student loans are like a dark cloud looming above 41 million Americans (Perna, Kvall, & Ruiz, 2017). Through young adults' personal accounts and relevant literature, we aimed to explore how student debt has altered the lives of college graduates and what can be done to educate students before they graduate with tens of thousands of dollars in…

This report presents a comparative overview of the main features of national student fee and financial support systems in European higher education in the 2020/21 academic year. It provides insights on whether any fees are charged to students in higher education, which students may have to pay such fees and how much. It also presents public…

Researchers at the University of North Carolina-Chapel Hill teamed up with UnidosUS to explore whether and how debt-driven higher education system makes it difficult for students to finish a college program or degree. Recognizing the increased national attention to equity in higher education and the dearth of data focused on Latino students, the…

The Baccalaureate and Beyond (B&B) series of data collections allows researchers to address questions regarding bachelor's degree recipients' undergraduate experiences, including their participation in various financial aid programs, student loan debt and repayment of that debt; entrance into and progress through postbaccalaureate education;…

Every year, BC Student Outcomes collects feedback from former students who took post-secondary programs. Student feedback is essential to maintain quality and relevance in the education system. In 2021, just over 29,500 former students were surveyed; key results from those surveys are presented here. In 2021, 92 percent of the former…

This document records testimony from a hearing before the Subcommittee on Early Childhood, Elementary, and Secondary Education that was held to discuss the future of higher education post COVID-19. Member statements were presented by: (1) Honorable Frederica S. Wilson, Chairwoman, Subcommittee on Education and Workforce Investment; and (2)…

Students today face a grim reality: they pay exorbitant tuition costs--often for little gain. In recent decades, policymakers and educational institutions have focused on increasing access and funding for first-generation, low-income, and minority students. But these efforts have failed to close the achievement gap because they do nothing to…

College has become a risky proposition for students as well as taxpayers. Fewer than six in 10 students who start a degree will ever finish, which means that they won't see a return on the money they've spent to attend--and if they took out a loan from the federal government, they might be left with unaffordable debt. In the latter case, the…

Postsecondary education (PE) is vital to meet the needs of the changing economy. The cost to attend PE continues to increase, which has elevated student loans. The ratio of debt to potential future income should be a factor considered when choosing to pursue PE. Bakersfield College (BC) and California State University, Bakersfield (CSUB) are both…

Despite large and growing student loan balances, there is relatively little evidence on the effects of access to student loans on borrowing and educational outcomes. We examine the effect of access to credit by using policy variation in the maximum federal student loan amounts available to U.S. college students. In particular, first-, second-, and…

International students enrich the campus culture and help domestic students to grow cross-cultural competencies, and international students have also contributed a lot to the revenue of both the hosting institutions and the U.S. economy. Regretfully, there has been a dearth of studies on international students, particularly in the areas of…

For many students, the burden of student debt lingers years after leaving college, dragging down their finances and household security. New federal data find that, 12 years after enrollment, students with debt still owed, on average, two-thirds of what they had borrowed -- and as many as 27 percent had defaulted. Colleges, however, face no…

We investigate relationships between several financial aid policies and student enrollment behavior. Chapters 1 and 2 (co-authored with Robert Rosenman) use proprietary data from a public research university to address institution level policies affecting enrollment. Chapter 3 (co-authored with Benjamin Cowan) utilizes government data address a…

About seven million undergraduates annually rely on federal loans to enroll in and complete college. While many successfully repay their loans, some struggle to stay on top of their payments and end up defaulting after 270 or more days of non-payment. Defaulting on a loan has several serious consequences, including adding significantly to the cost…

Despite the many plaudits it has won, the new student funding regime in Wales deserves close scrutiny, including in England as the Augar Review of Post-18 Education and Funding enters its final phase. This paper looks at the new system, particularly in relation to full-time students. The figures provided are generally for Welsh-domiciled students…